Chris Gautier, CFA, CIMA®

Portfolio Manager - Private Wealth

Chris Gautier is passionate about helping families secure their financial futures. There are countless ways to structure assets and investments in a financial plan, and as a Portfolio Manager, Chris helps busy, hardworking Americans navigate these choices and find the freedom to embrace more of what they love.  

A Texas A&M alumnus, Chris earned his bachelor’s degree in economics and then obtained a designation as a Certified Investment Management Analyst®. In addition, he holds the Chartered Financial Analyst® designation, a rigorous achievement in the investment space. His background in the financial industry includes time with an over $80 billion asset manager and work with a family office and asset management firm in Dallas, TX. He's helped construct portfolios for advisor and client needs, served as an investment specialist for complex client situations, helped with tax strategy, and led new initiatives.  

Outside work, Chris volunteers with Help For My Parents, which supports families as they select the best long-term care facilities for their loved ones with acute needs. He also enjoys spending time with his two kids, golfing, and traveling with his wife.  

“If you have a solid base of financial freedom, you can focus on and enjoy the parts of life that provide happiness and meaning.”  

What are you most proud of?  

My kids and how much joy our family gets from our time together. Time goes faster every day, and I’d like it to slow down before my kiddos are all grown up. 

What’s the best trip you’ve ever taken?  

My wife and I went to Maui and got to experience and explore the entire island, and I got to play golf at Kapalua. It was one of those few trips where you aren’t quite ready to go home when it comes to an end. 

What’s one thing you’ve always wanted to do?  

I have a golf wish list of iconic courses across the country. At the top right now are Pebble Beach and Bandon Dunes. 

Doug Lockwood, CFP®

Wealth Manager

Serving the industry since 1988, Doug Lockwood is an expert at supporting clients through retirement, charitable giving, estate planning, and more. A CERTIFIED FINANCIAL PLANNER® professional based in Auburn, Indiana, he customizes each plan to the family, helping clients build the right blueprint so they can live with as few limits as possible.  

Prior to Credent, Doug served as the Branch President and a Wealth Partner for Hefty Wealth Partners, which became Credent in 2018. He earned a Bachelor of Arts with a concentration in economics and a minor in Latin from Wabash College and holds an MBA from Anderson University School of Business.  

A husband, father, and grandpa, Doug enjoys spending time with his family, staying active, and traveling. He has served as president of DeKalb County Hope Inc., the Auburn Chamber of Commerce, and the Auburn Lions Club.  

“Every day, I use my experience and knowledge to innovate, adapt, and audaciously bring clarity to our clients’ personal financial walks.” 

What are you most proud of?  

Completing a marathon, raising strong, independent, contributing young men, and actively mentoring for the past 35 years. 

What’s the best trip you’ve ever taken? 

Advanced Open Water certification in Roatan, our family trip to Hawaii, or our family ski trip after my son returned from military deployment.  

What’s one thing you’ve always wanted to do? 

Complete a bicycling trip through the Austrian Alps or a sea level to summit of Haleakala, Maui. 

Erik Herstad, MBA

Wealth Manager

As an Auburn, Indiana, fee-only financial advisor, Erik Herstad approaches his work with a genuine desire to serve. For over 22 years, he has worked in the financial industry, helping others navigate change. Whether calling all of his clients amid a pandemic or chatting with a couple about their yearly goals, Erik is a voice of reason as clients pursue financial wellness. 

Skilled in 401(k) management, Erik provides education and resources to individuals and businesses to help people invest well for retirement. He attended Indiana Wesleyan University and earned a Bachelor of Business Administration and an MBA.   

In his free time, Erik enjoys golfing, fishing, camping, and spending time at the family lake home with his wife and four kids. He also serves on the board of Junior Achievement of NE Indiana. 

“Working at Credent allows me to help individuals, families, and businesses make decisions that can shape their financial futures. We show that we genuinely care about clients and their financial success, and we hear the appreciation in return.” 

What are you most proud of?  

My family. It has been the greatest challenge and accomplishment of my life. Being a husband and a father draws on every emotion and changes at every stage of life. 

What’s the best trip you’ve ever taken? 

A couple of years ago, we took our kids to Savannah, GA. We stayed on Tybee Island and went into the city. To this day, they still talk about how much they loved it and want to go back. 

What’s one thing you’ve always wanted to do?  

Travel to Jerusalem. 

Layton Ginder, CFP®

Wealth Advisor

Layton Ginder knows that supporting clients throughout all life events — a birth, a graduation, a marriage, a retirement, a death — can make all the difference. He helps hardworking individuals and families prepare and strategize for the future so they can have comfort knowing they will be okay.  

Layton earned his bachelor’s in financial counseling and planning from Purdue University and is a CERTIFIED FINANCIAL PLANNER® professional. After close to a decade in the financial industry, he has the wisdom and adaptability to help clients achieve financial freedom.  

Layton sits on the Executive Committee of the board of the local Big Brothers Big Sisters and serves as the chair of the Resource Development Committee and the chair of the organization’s largest fundraiser — the Brad Miller Gala and Golf Outing. A father, husband, and Northeast Indiana local, he enjoys spending time with his family and friends and being outdoors at his family farm or Lake James.  

“Being there to help guide clients through some of the most important and complicated financial events is why I am so passionate about the work we do at Credent!” 

What are you most proud of?  

Of all the things I have accomplished, I am most proud of my children, Levi, Hank, and Halle. 

What’s the best trip you’ve ever taken? 

The best trip I have taken was when my wife and I traveled to Siesta Key, just the two of us!   

What’s one thing you’ve always wanted to do?  

On my bucket list is to hunt a Yukon Bull Moose with my bow and arrow! 

Sydney Hefty

Wealth Advisor

In her role as a Wealth Advisor, Sydney Hefty gives clients hope and confidence in their financial plans and future. Known for her personable attitude, focus on excellence, and intentional approach to every interaction, Sydney guides individuals and families through life’s most important financial events so they can enjoy the freedom of not having to worry about money for the rest of their lives.  

Sydney earned her Bachelor of Science in agribusiness from Purdue University. Prior to Credent, she gained experience at Hormel Foods, the John Deere World Headquarters, and Caterpillar Oil & Gas. She is working towards her CERTIFIED FINANCIAL PLANNER® certification, one of the industry’s most highly regarded achievements.  

In her spare time, Sydney enjoys going on walks, quilting, watching Purdue basketball, and spending time with her fiancé, Jacob. She stays active in her community by volunteering at church.  

“I am proud of the Credent Client Experience, specifically how it allows my team to support hardworking men and women in achieving their goals.” 

What are you most proud of?  

I’m most proud of the time I led a team for a Pack Away Hunger event. We had over 400 volunteers pack 65,000 meals to send overseas, all within a four-hour event.    

What’s the best trip you’ve ever taken? 

The best trip I have ever taken was a comprehensive tour through Italy and France. We were able to immerse ourselves in the culture, sample authentic cuisine, and see all of the major sites.    

What’s one thing you’ve always wanted to do?  

I have always wanted to travel to Ireland with my extended family. After a short one-week trip there with my friends, I knew all of my family would love to see the landscape, explore the historic sites, and experience the culture. 

Todd Hartsough, MBA

Wealth Advisor

Todd Hartsough champions financial education to help hardworking Americans plan for the future. He walks individuals through their current reality and future possibilities, helping them see how to achieve their life goals.  

Todd has decades of experience helping people take action on what they learn. He is specifically passionate about helping others navigate change and accomplish what’s important to them. After years of coaching and teaching, he understands that everyone has unique ambitions, and he connects each person to the team they need to create a tailor-made plan. 

Todd graduated from Manchester University with a double major in business administration and biology and earned his MBA from Indiana University. When not meeting with clients, he enjoys traveling, fishing, golfing, working on his farm, and spending time with his four children by coaching their sports teams.  

“I am passionate about guiding clients through ever-changing life events and helping them understand how we can work together and make their goals a reality.” 

What are you most proud of?  

I am most proud of the four awesome children I have and seeing them mature into young adults. 

What’s the best trip you’ve ever taken? 

The best trip I have ever been on was a two-week trip out west in 2021 with my family. We visited multiple national parks in Arizona, Nevada, California, Utah, Colorado, Idaho, Wyoming, and South Dakota. 

What’s one thing you’ve always wanted to do?  

I’ve always wanted to go to Maine, get on a lobster boat for the day, and then return to shore and enjoy a fresh catch. 

Christopher Bredeson

Wealth Advisor

Christopher Bredeson educates and empowers individuals and families to achieve financial freedom. As a Wealth Advisor, he helps bridge the gap between where clients are and where they want to be, ensuring their plans and portfolios align with their needs, goals, and lifestyles.  

An accomplished investment professional with a strong track record of over ten years in the financial industry, Christopher has experience using personalized services to help clients preserve and grow their wealth. His expertise includes investment management, tax planning, and estate planning.  

Christopher attended Spokane Community College and the University of Montana-Missoula. When not working or traveling to his daughters' competitive cheer competitions, he spends time hunting with his son, fishing, golfing, and traveling with his family. 

“Each person comes from a unique background and has faced their own financial challenges, but ultimately, we all strive for the same goal – ensuring our means meet our needs and enable us to provide for our families.”  

What are you most proud of?  

I take great pride in my faith, which guides and inspires me daily, and in my family, who are my greatest supporters and source of joy. Additionally, I am deeply proud of contributing to the American Dream, helping others achieve their aspirations and build a better future. 

What’s the best trip you’ve ever taken?  

My 10-year anniversary with my best friend and wife, Stacy, in Aruba. 

What’s one thing you’ve always wanted to do?  

Own a ranch and family retreat.   

Brad Michels, CFP®, CPFA®, MBA

Wealth Manager

After nearly three decades in the industry, Brad Michels believes everyone needs a trustworthy guide to help them make wise financial decisions and build an intentional life. Before becoming a Wealth Manager at Credent, Brad owned Financial Architects, Inc., which merged with Credent in 2022. His expertise gives clients confidence as they overcome challenges and pursue freedom.  

On a typical day, Brad serves clients, optimizes financial plans, and keeps an eye on the market. He is a CERTIFIED FINANCIAL PLANNER® professional and a Certified Plan Fiduciary Advisor. In addition, he holds a Bachelor of Business Administration from the University of Kentucky and a Master of Business Administration from Webster University.   

Brad volunteers with his local church and Habitat for Humanity and is a member of the Financial Planning Association, where he previously led as President of a local chapter. He also served during the Persian Gulf War/Desert Storm as a military policeman, supply specialist, and company armorer and was awarded the Army Achievement Medal. In his free time, Brad likes to fish, hunt, golf, and spend time with his family. 

“Everyone needs a guide to assist them in overcoming the behavioral pitfalls associated with money-based decisions. I want to collaborate with my clients, not dictate to them.” 

What are you most proud of?  

My military service and taking the leap of faith in 2009 to go out on my own in the financial industry.  

What’s the best trip you’ve ever taken? 

Aruba with a group of close friends, where we all celebrated our 50th birthdays. 

What’s one thing you’ve always wanted to do?  

Go on a 3-4-day deep sea fishing charter. 

Garrett Mooney, MBA

Client Service Associate

Garrett Mooney serves on the advisory team in Plano, Texas, as a Client Service Associate, guiding families through their financial journeys with clarity and care. Garrett supports client onboarding, addresses day-to-day service needs, and ensures every client receives personalized attention that reflects Credent’s mission to deliver hope and confidence.  

Before Credent, Garrett served as a Trust Associate, providing client support and managing trust accounts. He combines his experience and education with a people-first approach, focusing on building meaningful relationships and helping families in Plano pursue their financial goals.  

Garrett earned his bachelor’s degree from Olivet Nazarene University while competing as a collegiate baseball player and went on to complete his MBA in Finance at Midwestern State University. Outside of work, Garrett enjoys golf, fitness, church, and spending time with his girlfriend, Ashton.  

“My favorite part of this role is the clients. The people I meet, speak with each week, and help with their financial journeys are what it’s all about.” 

What are you most proud of?  

I am most proud of the way I transitioned from being a full-time college athlete to the real world. I had a tough time initially trying to decide what my life looked like without baseball. Being in this field and this company has given me a greater purpose than tying up the cleats each day and has allowed me to use my past experiences to better myself and those around me.    

What’s the best trip you’ve ever taken? 

Either Santa Barbara, California, for the NAIA World Series we played my junior year of college or the family trip to Port Aransas, Texas, a few weeks after I graduated college.   

What’s one thing you’ve always wanted to do?  

I want to travel out of the country. I was blessed to be able to travel across the United States playing baseball but never had the opportunity to travel out of the country. 

Chad Baxter, CFP®

Advanced Planning Advisor

Chad Baxter helps clients live intentionally and retire purposefully, building financial plans that lead them there. He enjoys guiding individuals to one of the penultimate career milestones — the point where they can work because they want to, not because they have to. As a CFP® professional, Accredited Wealth Management Advisor℠, and Chartered Financial Consultant®, his broad experience gives him the tools to inspire hope and instill confidence in hardworking Americans.  

At the start of his career, Chad worked in New York’s Capital Region, providing financial planning and education to employees of Fortune 500 companies. He joined Clarify Wealth Management in 2018 before the firm merged with Credent in 2024.  

Chad holds a degree in business administration with a concentration in financial planning and a minor in ethics from The College of Saint Rose in Albany, New York. A husband and father, he enjoys spending time with family and participating in tournament golf.  

“I’m determined to demonstrate the true value and positive impact our profession can provide to individuals and families from all walks of life.”   

What are you most proud of?  

Becoming a father! 

What’s the best trip you’ve ever taken?  

Honeymoon in Aruba 

What’s one thing you’ve always wanted to do?  

Travel the world 

Daniel Steichen, JD, CPA (Inactive), MS Taxation

Wealth Manager

After over 30 years in the industry, Dan Steichen knows how to navigate sophisticated financial management and customized plan building. As a financial advisor in Bloomington, MN, he enjoys partnering with his clients to help them find what works best for them and their goals.

Dan has broad experience leading and shaping a practice. He co-founded Pakola, Steichen & Company, LLP in 1995 and became the principal and founder of Personal Wealth Partners, LLC in 2014 (which merged with Credent in 2022).

Dan holds a Bachelor of Arts in English from St. John’s University and earned a Master of Taxation and a Juris Doctorate. He is also a licensed attorney and Certified Public Accountant (CPA-Inactive) in Minnesota. He loves going on family trips, spending summer weekends at his cabin in central Minnesota, and discovering new music. He and his wife, Sandy, have five kids.

“I am dedicated to continuous learning, the sharing of diverse ideas, and always finding better ways to get things done.”

Kentrina Mapes

Financial Advisor

Kentrina Mapes excels at serving clients, connecting their stories, struggles, and milestones to a plan that reflects their goals and dreams. With 20 years of industry experience and an authentic desire to serve, clients trust Kentrina to help them clarify and pursue what they care about most.

Kentrina earned her degree in organizational leadership and supervision. As a financial advisor, she guides clients through the highs and lows, giving them confidence and peace of mind as they make decisions.

Outside of work, Kentrina is a wife and mom of two. She loves riding in the Jeep with her husband, enjoys lazy pool days and “swim lessons” with her great nieces and nephews, and is active in her faith community.

“I find real purpose in celebrating with clients as they pay off a mortgage, welcome a new child or grandchild, reach that anticipated retirement date, or take that dream vacation. As a financial advisor, I get to be a real part of making a difference in others’ lives.”

What are you most proud of?

My children. They both have serving hearts and love Jesus. That’s the most important thing!

What’s the best trip you’ve ever taken?

It’s a tie between exploring DC with my husband and the road trip with my son after his high school graduation to go humpback whale watching in Provincetown, Massachusetts.

What’s one thing you’ve always wanted to do?

Go orca whale watching on the West Coast.

Marie Marden

Client Service Associate

Marie Marden is a cornerstone presence in the Bloomington office, supporting clients so they can focus on what’s most important to them. She manages day-to-day operations and interfaces with clients to help them solve problems and understand their next steps.

Before working with Credent, Marie served Personal Wealth Partners for a decade. Prior to that, she was a payroll specialist for a fast-food company and an administrator for a construction financing firm. She holds a bachelor’s degree in business education from Minnesota State University Moorhead.

Marie treasures her family. This includes her husband, Tim, four kids and their spouses, and nine grandkids to date. She enjoys spending time with her grandchildren, playing games with the family, and going on outings with her husband. She’s also active at her local church.

“At the end of the day, I want clients to feel that they received the attention they needed and are satisfied with the results.”

What are you most proud of?

My children. All four are married and in careers that suit them well. As a family, we are all very close.

What’s the best trip you’ve ever taken?

Spain — my only trip outside of the US (excluding a weekend trip to Winnipeg during college). The entire family went (including the one spouse at the time), so we experienced it together!

What’s one thing you’ve always wanted to do?

I would like to explore more destinations with waterfalls, such as Niagara Falls.

Sue Isaacson, JD, LLM, CFP®, CPA (Inactive), PFS™

Wealth Manager

As a financial advisor in Bloomington, MN, Sue Isaacson is committed to the work of changing lives through financial freedom. With over 35 years of experience serving clients, she has become an expert in retirement, estate planning, tax strategies, and employee benefits. Each day, she helps individuals, families, and businesses understand the strategies available to help them succeed.

Sue earned a Bachelor of Business Administration in accounting, a Master of Law in taxation, and a Juris Doctorate. She is also a CERTIFIED FINANCIAL PLANNER® professional, Personal Financial Specialist, and licensed attorney and Certified Public Accountant (CPA-Inactive) in Minnesota. Her previous employer, Personal Wealth Partners, merged with Credent in 2022.

Outside her time with clients, Sue stays active through skiing, biking, and hiking with her husband, Bernie. An adventurer at heart, she loves to travel!

“I adhere to high standards of care in the development of sophisticated, tax-efficient investment strategies.”

Eli Smith

Wealth Advisor

As a Wealth Advisor serving the Greater Kalamazoo area, Eli Smith helps individuals and families address their finances in an accessible and engaging way. He guides hardworking Americans through a proven process to set their goals, understand investing, and make dreams a reality, applying timeless financial principles to each family's situation.  

Eli graduated summa cum laude from Liberty University in Lynchburg, Virginia, with his bachelor’s degree in finance and data analysis. Before Credent, he honed technical problem-solving skills as an Information Technology Service Representative at Vestil Manufacturing and worked as a College Financial Representative at another company, introducing new clients to the firm.  

Outside work, Eli enjoys watching and playing basketball with his family and friends and spending time at his family’s lake cottage on Crooked Lake. In college, he volunteered for a local Little League team and, growing up, served at the Fort Wayne Rescue Mission for about seven years.  

“I am passionate about the work we do because it allows us to have important conversations that don’t come up in daily life and channel the team’s years of expertise into tangible and actionable results.” 

What are you most proud of?  

I am proud of my family’s history, the perseverance that led my family members to success in their respective fields, and the trust in the Lord they have displayed during struggles. 

What’s the best trip you’ve ever taken? 

Spending time at my buddy’s lake house on the Lake of the Ozarks, where we rode jet skis, explored the coves, went cliff diving, and parasailed. 

What’s one thing you’ve always wanted to do?  

Visit both the urban and rural areas in China and Japan to experience the culture and nature. 

Tracy Ann Miller, CFP®

Wealth Manager

Tracy Ann Miller doesn’t settle for an “okay” client experience. As a financial advisor in Oklahoma City, she combines her love for people and finance with her passion for service. She helps clients realize what’s possible, respecting each person’s values and believing deeply in the importance of investing with someone you trust.

Clients benefit from Tracy Ann’s 30+ years of professional experience, including expertise as a CERTIFIED FINANCIAL PLANNER® professional, Chartered Financial Consultant®, and Chartered Life Underwriter®. She founded and operated Miller Private Wealth, which merged with Credent in 2023.

A dedicated Sooner, Tracy Ann graduated from the University of Oklahoma. She is also an entrepreneur and has worked in various industries inside and outside of finance, including banking, financial management, engineering consulting, consumer products, and sales training service. In her free time, Tracy Ann loves to be outdoors, hiking or exploring nature.

"I want my clients to sleep well at night and know they are securing a better future for themselves.”

What are you most proud of?

I am proud of my two brothers and all they have accomplished through the years.

What’s the best trip you’ve ever taken?

My favorite trip is the ten days we spent visiting every national park possible in and around the Grand Canyon with my parents and family.

What’s one thing you’ve always wanted to do?

My goal is to explore every U.S. national park within the next five years.

Tanner Stepp, CFP®

Wealth Manager

A financial advisor in Lafayette, IN, Tanner Stepp’s thorough and personal approach to financial planning means his clients have someone who cares watching out for them. With a decade of industry experience as well as certifications as a CFP® professional, Accredited Portfolio Management Advisor℠, and Accredited Investment Fiduciary®, Tanner combines expertise with understanding, reviewing clients’ plans and portfolios regularly to account for all risks, opportunities, and needs.  

After graduating from Western Kentucky University with a degree in finance, Tanner worked as a Financial Planner with an RIA in Bowling Green, Kentucky, and as a Senior Investment Strategist at Clarify Wealth Management, which merged with Credent in 2024.  

Outside work, Tanner speaks to various classes at a local high school about student-led financial topics. He also enjoys playing golf, watching and rating movies, and spending time with his wife, Cassie, and their kids.  

“My work is driven by creating and maintaining relationships. Over the years, these client relationships have turned into friendships. I don’t take that for granted.”   

What are you most proud of?  

Outside of work, being a supportive husband and an active father. At the office, having the trust of a large subset of the community. 

What’s the best trip you’ve ever taken?  

Visiting the Virgin Islands for our honeymoon was such a great time. Multiple family trips to Yellowstone were also great. 

What’s one thing you’ve always wanted to do?  

Professionally — teach a college finance course. Personally — visit Europe, specifically Ireland, Austria, and Switzerland. 

Adam Spence, CFP®

Wealth Manager

Adam Spence is evidence that a great advisor is not only a financial expert but also a selfless partner who puts clients first. As a financial advisor in Plano, TX, he helps individuals and families focus on what matters most to them, realizing a greater purpose for their wealth and improving their lives through the financial decisions they make. Each day, he helps clients set goals, clarify direction, and track progress.  

Adam has 21 years of experience and is a CERTIFIED FINANCIAL PLANNER® professional. He previously worked with CPF Texas, which became Credent in 2018. Adam attended Baylor University and earned a Bachelor of Business Administration with concentrations in finance and real estate.  

Outside work, Adam is active in his local church and passionate about Christian education for children. When he can, he enjoys coaching his children’s sporting activities, snow skiing, participating in Bible studies, and taking the occasional family trip to Colorado.  

“The best part about my job as an advisor is understanding a client’s dreams, hopes, and goals for the future and then developing a written plan that gets them there.” 

What are you most proud of?  

My family, my faith, my friends, and the clients I serve. 

What’s the best trip you’ve ever taken? 

Europe. 

What’s one thing you’ve always wanted to do?  

Travel to Hawaii with my family. 

Chris Lipper, CFP®, CIMA®

Wealth Manager

With 28 years in the business, Chris Lipper is proficient at creating financial plans for even the most complex households. As a financial advisor in Plano, TX, he helps clients decide how to be good stewards of the things they care about most, instilling confidence as they pursue significance. A CERTIFIED FINANCIAL PLANNER® professional and Certified Investment Management Analyst®, he helps successful clients allocate their resources with purpose. 

Before merging to form Credent, Chris spent over two decades building an RIA firm with his father-in-law. He holds a Bachelor of Arts in political science and a Master of Business Administration. He also sits on the board of Insight for Living Ministries, The Dallas Seminary Foundation, The Franklin Imagine Group, and the Tod Bush Leadership Center. 

Outside work, Chris enjoys watching Baylor sports (his alma mater!), working out, reading financial and economic history, and spending time with his wife and their two adult children. 

“I love working with clients who realize that money is really a heart issue more than a head issue. It involves powerful emotions like discontentment and gratitude, coveting and contentment, anxiety and peace.” 

What are you most proud of?  

My family. I can’t believe I am blessed to have such a great wife and children. 

What’s the best trip you’ve ever taken? 

Being an adult guest at a Young Life camp. 

What’s one thing you’ve always wanted to do?  

Tour Israel 

Matt Redmond, CFA

Financial Advisor/Portfolio Manager

A Financial Advisor and Portfolio Manager at Credent Wealth Management, Matt Redmond focuses on helping clients pursue long-term financial confidence through disciplined portfolio construction and research-driven strategies. Holding the Chartered Financial Analyst® designation and 14 years of investment experience, he brings expertise and passion to the Tulsa, Oklahoma, office.

Before joining Credent, Matt spent a decade as Portfolio Manager at First State Investment Advisors, a firm with a 55-year history serving clients across Oklahoma and Texas. During that time, he strengthened the investment process and client experience, contributing to the firm’s threefold growth. First State joined Credent in early 2026.

A Tulsa native, Matt earned his degree in finance from Oral Roberts University. He enjoys spending time with his family and supporting his community through youth athletic coaching and involvement in the Rotary Club of Tulsa. Outside the office, Matt brings the same discipline and passion to his love for volleyball, travel, and the outdoors.

“I love helping individuals navigate the complexities of the modern financial world and build high-quality portfolios that achieve lasting financial freedom.”

What are you most proud of?

My upbringing, which instilled in me a deep care for others and a unique vision of the world that I now use to help those I work with every day.

What’s the best trip you’ve ever taken?

Travelling across Europe with my dad as a teenager. Seeing so much of the world at a young age was vital in shaping my philosophy, expanding my worldviews, and helping me become who I am today.

What’s one thing you’ve always wanted to do?

Travel through the Japanese countryside.

Dennis Kehoe

Wealth Manager

Dennis Kehoe offers nearly 20 years of experience as he delivers customized planning, analysis, and strategy to help clients achieve their goals and impact their spheres of influence. As a financial advisor near Kalamazoo, MI, he is skilled at identifying opportunities, offering solutions, and mitigating risk, giving clients peace of mind and a financial plan that works for them.

Dennis co-founded Oak Point Financial Group in 2010, which merged with Hefty Wealth Partners in 2018 to form Credent Wealth Management. With his experience and engineering background, he is uniquely qualified to support clients as they prepare for and navigate retirement.

In his free time, Dennis enjoys CrossFit, golf, cooking, BBQing, and taking weekend getaways with his wife, Holly, and their dog, Wilson. He is an alumnus of Lake Michigan College, a father of two, and an active member of his church and community. 

“The work our team does is very rewarding because financial freedom changes lives. What we do has a significant impact on our clients’ families, communities, churches, and the causes they are passionate about.”

What are you most proud of?

Anyone who knows me would tell you I am pretty modest and humble.

What’s the best trip you’ve ever taken?

Eleuthera Island in the Bahamas as the COVID-19 pandemic began to rattle the global stock markets. Or one of the two trips spent exploring St John, USVI, with Holly.

What’s one thing you’ve always wanted to do?

Build a home in rural northern Michigan.

Theresa Kruizenga

Client Service Associate

Theresa Kruizenga is diligent about helping clients reach financial freedom and retire with confidence. As a Client Service Associate near Kalamazoo, MI, she is skilled at anticipating needs, solving problems, and putting clients at ease. The loss of her children’s father 20 years ago has given her a specific passion to support clients when they lose a spouse, empathizing with them as they navigate the loss.

Theresa holds an accounting degree and has eight years of financial industry experience, including time as a Teller Supervisor at PNC Bank. With her experience, she’s built a daily system to serve clients above and beyond their expectations, even waiting to call until after 10 am in case they are retired and still sleeping.

With her husband, Mark, Theresa has a blended family of nine children and 15 grandchildren. Her hobbies include fishing and boating in the summer and deer hunting with her husband and sons in the fall and winter.

“Seeing the relief and joy in clients’ faces makes me proud to work for Credent. We don’t just manage their money — we guide them along the way.”

What are you most proud of?

My family

What’s the best trip you’ve ever taken?

Bear hunt in Quebec with my husband

What’s one thing you’ve always wanted to do?

Go on a moose hunt

Mike Pepin, CWS®

Wealth Manager

After his father passed away unexpectedly, Mike Pepin saw the impact of financial advice, watching as his mom’s advisor cared for her through the loss. Wanting to help people in the same way, Mike pivoted from a 15-year career in law enforcement and started his advisory firm, TruNorth Financial, which merged with Credent in 2023.

As a financial advisor in River Falls, WI, Mike helps clients feel financially secure — by monitoring their investment portfolios, building and reviewing their financial plans, and helping them maximize their savings and Social Security benefits. He is a Certified Wealth Strategist® and earned a law enforcement degree from Inver Hills Community College and a business degree from Moorhead State University.

In his free time, Mike loves traveling with his daughter, mountain biking with his son, and running endurance races with his girlfriend. He’s served as a youth sports coach, board member and president of several community foundations, and an active member of local charities and city boards.

“I am passionate about helping others get the most out of the savings they worked so hard for.”

What are you most proud of?

I’m most proud of my kids. Watching them develop into unique, smart, funny, and happy people is the greatest joy of my life!

Brian Davis, CFP®

Wealth Manager

 A financial advisor serving Plano and Waco, Texas, Brian Davis is well-equipped to support clients’ changing needs, navigating everything from college savings to retirement planning to above-and-beyond charitable giving. Through all of this, he knows that what clients truly seek is significance, and he is passionate about helping them get there.  

Brian graduated from Baylor University with a bachelor’s in business administration. He went on to work with two other firms before starting his own firm, 9012 Perspective Financial Group, which merged with Credent in 2019. With over 25 years of experience, he is a CERTIFIED FINANCIAL PLANNER® professional and a member of Kingdom Advisors.  

A husband, father, and active community member, Brian has taught financial stewardship and literacy classes, helped widows recover from loss, worked with the poor to create a budget and cover basic financial needs, and served on his church’s stewardship team for over ten years. In his free time, Brian likes to run, cycle, scuba dive, snow ski, tent camp in Big Bend National Park, work outside on his acreage, and enjoy God’s creation.  

“I love helping people see how they can accomplish the goals that move them from success to significance as they pursue their passions and dreams with their time, talent, treasure, and tribe.” 

What are you most proud of?  

I am most proud of truly caring for my clients and striving to be above reproach in all my dealings with them as I guide them through life’s most important financial events with service and expertise above and beyond their expectations. 

What’s the best trip you’ve ever taken? 

Any trip with my wife to a beach destination where I can relax, hang out with her, and hear the sound of the waves lapping onto the beach. A close second is any driving trip we have taken as a family to explore the country, hike, and spend time together laughing and making memories. 

What’s one thing you’ve always wanted to do?  

I have always wanted to spend a month or so in a snowy, mountainous environment during the cold winter months to see what true winter living is like. 

Josh Feld

Client Service Associate

As a Client Service Associate, Josh Feld supports the financial advisors who partner with clients throughout Cincinnati and Columbus, Ohio; Lafayette, Indiana; and Louisville, Kentucky. With five years of industry experience, he brings a strong commitment to providing clarity-driven support. His early work in options trading and his time as a financial advisor with another firm established the foundation for the thoughtful, client-first approach he brings to Credent.

In his role, Josh supports the team by coordinating client appointments, updating accounts, and ensuring every client interaction reflects Credent’s core values. He is passionate about helping people feel comfortable discussing their financial lives.

A Cincinnati native, Josh earned his Bachelor of Business Administration from the University of Cincinnati and previously volunteered in local special education classrooms— an experience that strengthened the empathy he brings to client relationships today. He lives in West Chester, OH, with his fiancée, Bariah, and their corgi, Pickle. Outside of work, he enjoys cheering on the Cincinnati Bengals and hiking with his family.

“I take pride in making my clients comfortable and making the financial discussion easy to digest. Everyone deserves access to financial guidance!”

What are you most proud of?

My beautiful family.

What’s the best trip you’ve ever taken?

Aruba.

What’s one thing you’ve always wanted to do?

Travel the world (mainly Europe and the Asian-Pacific).

Joe D'Amico, CFP®, MBA

Chief Experience Officer

As the Chief Experience Officer, Joe D’Amico is committed to elevating the client experience by developing tools and resources that help advisors efficiently and effectively guide their clients throughout life’s most important financial events.

With 25 years of industry experience at notable institutions like Personal Capital, Fidelity, and Empower, Joe's background includes equity trading, financial planning, business development, and advisor coaching. As a CERTIFIED FINANCIAL PLANNER^® professional, he has a technical understanding of what advisors and clients need to succeed.

Joe holds a Bachelor of Business Administration from Texas Tech University and a Master of Business Administration from the University of Dallas. He enjoys spending time with his wife and two kids, traveling, and collecting sports cards. Born in Syracuse, New York, he has lived in the DFW area for the last 30 years. 

Joe D'Amico, CFP®, MBA

Chief Experience Officer

As the Chief Experience Officer, Joe D’Amico is committed to elevating the client experience by developing tools and resources that help advisors efficiently and effectively guide their clients throughout life’s most important financial events.

With 25 years of industry experience at notable institutions like Personal Capital, Fidelity, and Empower, Joe's background includes equity trading, financial planning, business development, and advisor coaching. As a CERTIFIED FINANCIAL PLANNER^® professional, he has a technical understanding of what advisors and clients need to succeed.

Joe holds a Bachelor of Business Administration from Texas Tech University and a Master of Business Administration from the University of Dallas. He enjoys spending time with his wife and two kids, traveling, and collecting sports cards. Born in Syracuse, New York, he has lived in the DFW area for the last 30 years. 

Brian Wessley

Chief Talent Officer

As the Chief Talent Officer, Brian Wessley leads Credent’s human resources and talent development efforts to ensure team members have what they need to meet and exceed client expectations. With over 30 years of broad-based HR experience, he excels at supporting employee success and growth.

Brian’s knowledge includes strategic planning, performance management, benefits, training and development, and recruiting and selection. He and his team regularly gather feedback and implement changes to refine team culture.

Brian graduated from the University of Wisconsin-Oshkosh with a bachelor’s degree in human resources and marketing. He also earned his master's in human resources management from Keller Graduate School of Management.

Christina North

Chief Financial Officer

Christina North helps Credent maximize impact. As the Chief Financial Officer, she oversees the corporate finance, accounting, and IT functions, maintaining systemized processes and high standards in service to clients. 

Before joining Credent, Christina spent over 15 years in strategy, business intelligence, accounting, operations, and financial planning and analysis roles, most recently as director of financial planning and analysis for a $400M public company and vice president of finance at a high-growth start-up.

Christina earned her bachelor’s degree in accounting and MBA from Indiana Wesleyan University and obtained a graduate certificate in business analytics from Indiana University. She enjoys spending time with her family, attending her daughter’s school and sporting activities, and being at the lake.

David Hefty, CFP®

Chief Executive Officer

There are few people more passionate about changing financial lives than David Hefty. As Chief Executive Officer, his vision and leadership have built Credent into a firm dedicated to doing what’s best for hardworking Americans, all with the highest standards of transparency.

Believing all Americans should have access to high-quality, independent advice, David is committed to fee-only financial partnerships. He co-founded Hefty Wealth Partners in 2000 and joined Oak Point Financial Group in 2018 to form Credent Wealth Management.

David earned his CERTIFIED FINANCIAL PLANNER® certification and holds a bachelor’s degree in agricultural economics from Purdue University. He enjoys spending time with his wife and kids, serving on several not-for-profit boards and committees in the community, and staying active in the local 4-H program.

Edison Byzyka, CFA

Chief Investment Officer

Edison Byzyka leads Credent’s in-house investment team, offering clients strategic, transparent, tax-efficient options to help them build wealth. As the Chief Investment Officer, he maintains Credent's Unified Managed Account (UMA) platform through varying market cycles, upholding the highest standards with third-party-audited performance results.

Edison has been a guest on local and national radio and television shows and provides monthly market commentary for clients, helping them make smart investment decisions. He holds the Chartered Financial Analyst designation and is a member of the CFA Institute and the CFA Society of Indianapolis.

Edison has 15 years of experience and earned his bachelor’s degree in finance with a minor in economics from Indiana University. When he’s not working, he enjoys cycling, traveling, trying new cuisines, and spending quality time at the lake with his wife and kids.

Joe Haupert

Chief Business Officer

Joe Haupert prioritizes excellence, helping more families find an unmatched advisory experience. As Chief Business Officer, he focuses on making and maintaining a great impression on clients, using a proven process to help them reach their goals.

Before Credent, Joe worked in the manufacturing industry for over 25 years. As the senior director of sales & marketing, he led a $500 million global organization in creating strategies, developing sales teams, and integrating business units into the organization’s sales processes.

Joe earned his bachelor’s degree in business management from Indiana University and his MBA from the University of Saint Francis. He and his wife, Margaret, have three active boys. Joe enjoys watching his kids' extracurricular activities and has coached various sports in the community for over 15 years. He is also an active member of his local church.

Kyle Osting

General Counsel/Chief Compliance Officer

Kyle Osting exercises care and diligence to support the safety and success of clients and advisors. As General Counsel and Chief Compliance Officer, he identifies and mitigates risks, aligns Credent with SEC standards, and protects the interests of clients and team members.

With a Bachelor of Science in business administration (finance) from The Ohio State University and a Juris Doctorate from Ohio State’s Moritz College of Law, Kyle is uniquely suited to uphold best practices. He has nearly a decade of experience in the financial services industry and has practiced law for 16 years, including eight years in private practice and eight years as legal counsel for a Fortune 500 firm.

Beyond Credent, Kyle enjoys summer weekends at the lake, reading history, the occasional round of golf, and playing part-time taxi driver for his two kids. He previously served on the board of the Fort Wayne Metro YMCA and his kids’ school board, including time as president.

Stacy Hefty

President

Stacy Hefty is committed to above and beyond client service. As President, she establishes company goals and implements strategies to support the delivery of conflict-free, independent advice that helps individuals and families achieve their goals and dreams. 

Stacy co-founded Hefty Wealth Partners, which became Credent Wealth in 2018. She advocates for transparent, first-class service, and her vision is to share Credent’s unique way of delivering financial service with each client.

Stacy earned her bachelor’s degree in agricultural economics from Purdue University. She is a current board member of Women’s Care Center and, in the past, served as a board member of DeKalb Health Hospital and the president of Auburn Kiwanis, DeKalb County Extension Board, and Women’s Care Center of Northeast Indiana. In her free time, she enjoys reading, cooking for her family, and spending time with her husband, David, and their four kids.

Missy Musleh

Client Care Coordinator

Every client wants a seamless, supportive advisory experience. As a Client Care Coordinator, Missy Musleh is a resource to make that happen, coordinating meetings, greeting clients, and connecting them to the right team members. She strives to make every interaction a good one and helps clients feel at ease.  

Missy graduated from the International Business College in Indianapolis, where she majored in the Administrative Secretarial Program. Her experience in accounts payable, project management, and office management helps her confidently navigate diverse situations.  

Missy is a wife and mom, and in her free time, she enjoys watercolor painting and scrapbooking. She leans into her local community, whether at church or work, looking for ways to be active and serve.  

“I know I can impact our clients’ lives just by picking up the phone with a smile on my face. I strive to have a compassionate heart and the ability to listen and empathize with individuals and families.” 

What are you most proud of?  

Having been a single mom to my son, Grant, for his first 16 years. I was able to show him my strengths and vulnerabilities, introduce him to Jesus, and instill a moral compass in his heart.  

What’s the best trip you’ve ever taken? 

Our honeymoon to St. Lucia. 

What’s one thing you’ve always wanted to do?  

I have always wanted to see Tuscany. We are very fortunate to have saved up and are visiting in July!  

Brian Remson, CFP®, CPWA®

Advanced Planning Advisor

Brian Remson is dedicated to excellence in planning and believes the right plan provides confidence and hope. He’s committed to helping Credent advisors build financial plans that guide clients to make well-informed decisions, navigate challenges, and achieve their bucket list goals and dreams.

Brian holds a Bachelor of Business Administration in economics and international business from Baylor University, is a CERTIFIED FINANCIAL PLANNER® professional, and earned the Certified Private Wealth Advisor® designation. His specialties include business and succession planning, philanthropic planning, tax-efficient intergenerational wealth transfer, and risk management services.  

Brian is a husband and father of four, a trustee for the Greater Waco United Fund Foundation, the treasurer for the Heart of Texas Estate Planning Council, and a 2020 Waco under 40 honoree. He also enjoys cycling, participating in triathlons (including multiple half Ironman races), and coaching baseball and swimming.

“There is no better feeling than seeing a wave of peace wash over a client as they realize that even in severe downturns, they’re able to continue doing the things they want to do – traveling more, giving more, or leaving behind a significant legacy. It's not just about the numbers or the commas in our clients' net worth. It’s about their journey from success to significance, and I’m honored to be a part of that.”

What are you most proud of?

I'm most proud of the harmony we've achieved in our family of six, balancing quality family time, work commitments, and fun, all while keeping our faith at the core of our lives. It's not always easy, and there are moments when it feels like we're simply surviving, but we've also witnessed significant growth in our relationships, even amidst the chaos.

What’s one thing you’ve always wanted to do?

I would like to get my private pilot’s license and learn how to make croissants. I’m not sure which one I will start with as one hits the pocketbook and the other, the waistline.

Atalie Watts

Client Care Coordinator

Atalie Watts supports Credent Wealth Management as a Client Care Coordinator, bringing with her a deep passion for serving others. She has built her career on creating welcoming client experiences and ensuring people feel supported — values that align seamlessly with Credent’s mission to help clients live their best financial lives. Her previous experience in healthcare gave her a strong foundation in building trust, anticipating needs, and providing care, all of which she now applies to her work in the financial field. 

In her role at Credent, Atalie is often the first point of contact for clients. She coordinates meetings, manages schedules, and keeps the office environment ready to serve. Her attention to detail and commitment to teamwork ensure that clients are always met with clarity, organization, and care. 

Though based in Cincinnati, Ohio, Atalie also supports clients across Columbus, Ohio, Lafayette, Indiana, and Louisville, Kentucky. Outside of work, she enjoys playing golf, writing, trying new foods, and spending time with her family. 

“I just want to help people. In healthcare, I helped them with appointments and medication; now I get to help them worry less and achieve financial freedom.” 

What are you most proud of?  

I’ve played the violin since I was seven years old — that’s something to be proud of!    

What’s the best trip you’ve ever taken? 

I went to Rome for a week. I didn’t do any sightseeing — just ate good food and drank good wine.   

What’s one thing you’ve always wanted to do?  

I want to travel the world and try food from every culture. 

Pearce Priebe

Wealth Advisor

Pearce Priebe partners with ambitious Americans, helping them build, manage, and update their financial plans. After creating a plan that works for them, he helps clients take steps toward financial freedom, addressing their needs and introducing new opportunities for success.  

Pearce earned a Bachelor of Business Administration from The University of Alabama and worked as an Account Executive at another firm before coming to Credent. He interfaces with the client service and investment trading teams to care for client accounts and educates and encourages others to pursue their financial goals.  

When he’s not working, Pearce likes to hunt, fish, golf, participate in crawfish boils, and cheer on his alma mater every fall. He attends St. Andrews Methodist church and volunteers with the Seven Loaves Food Pantry and Project Hope.  

“It is my greatest pleasure to witness the culmination of decades and decades of hard work and diligent saving as people realize they can retire comfortably with an unbreakable financial plan.”  

What are you most proud of?  

My family and friends 

What’s the best trip you’ve ever taken?   

Boat trip down the Peruvian Amazon 

What’s one thing you’ve always wanted to do?  

Ride bulls at the National Finals Rodeo   

Marques Glaze

Wealth Advisor - Private Wealth

With more than 20 years of financial industry experience, Marques Glaze serves as a Wealth Advisor on Credent’s Private Wealth Team, partnering with high-net-worth clients across the country to develop tailored strategies that address investment opportunities, tax efficiencies, risk management, legacy planning, and philanthropic goals. A cornerstone member of a family's multi-disciplinary advisory team, he helps them align their wealth with their values and vision. 

Before Credent, Marques held leadership roles at The Vanguard Group, PNC Capital Advisors, and Fisher Investments, cultivating extensive expertise in portfolio management, fixed income strategies, and guiding clients through complex financial decisions. He holds a Bachelor of Business Administration from Commonwealth University and an MBA with a finance focus from LaSalle University. 

Outside of work, Marques is active in the Dallas community through Holy Trinity Greek Orthodox Church, where he and his family volunteer for food drives, fundraisers, and service events. He enjoys traveling, fitness, and most of all, spending time with his wife, Vanessa, and their son. 

“I’m passionate about cultivating deep, long-lasting relationships with our clients based on trust and empathy. My goal is to go above and beyond what our clients expect and for them to have the confidence that Credent is always doing what’s in their best interest.” 

What are you most proud of?  

My son.  He is a top-five honors student, played a piano solo at Carnegie Hall in New York, and is just an awesome human being. I’m very proud of him and give all the credit to my wife, as she pushes him to be his best. 

What’s the best trip you’ve ever taken? 

So far, my favorite trip has been to Portugal. My wife and I visited Lisbon for our 10-year anniversary, and it was a wonderful trip. Between the history, the castles, and the cobblestone streets, I always tell people it’s one of the best places I’ve ever been. 

What’s one thing you’ve always wanted to do?  

I’ve always wanted to skydive but have never taken the time to schedule a tandem jump. 

Brian Neal, AAMS®

Wealth Manager

After 15 years, Brian Neal is an expert at delivering financial advice that is easy to understand and instills confidence in clients. A typical day for him includes reassessing financial plans, keeping clients informed, and mentoring fellow advisors. Brian loves to see families reach milestones, and he’s eager to help them make the right choices to get there.

Brian attended Ball State University for manufacturing engineering and IU/PU Fort Wayne for organizational leadership and supervision. Before finance, he worked in production analysis and process improvement for a manufacturing company. Now an Accredited Asset Management Specialist℠, he is an expert at balancing a variety of financial topics.

When he’s not carpooling his three kids around town to band, soccer, and volleyball, Brian and his wife, Amy, like to eat out, travel, and hike.

“I appreciate working with other experts in their respective fields, as it takes the burden and pressure off me to provide what is best for me and my family. I strive to provide this same service to those seeking guidance on how to retire successfully and make smart decisions with their money.”

What are you most proud of?

My family. I am grateful for the people in my life. My wife has always been my biggest, most supportive fan and challenges me to grow. My children continue to teach me daily lessons and bring perspective to what is most important. I am also blessed to have my parents live close by and be a part of my family’s life.

What’s the best trip you’ve ever taken?

The best trip I have ever taken was to Jekyll Island, Georgia. We rented a house on the beach and were fortunate enough to see a sea turtle on the beach at night. We toured the historical district that housed the vacation homes of the Rockefellers and Vanderbilts. Jekyll Island was also the home of the first financial meeting of our country’s leaders, which later became the Federal Reserve Board.

What’s one thing you’ve always wanted to do?

I have always wanted to vacation in Scotland and Ireland. My family lineage resides in that area of the world.

Wade Miller

Client Service Associate

As a Client Service Associate serving the Greater Fort Wayne and Greater Kalamazoo areas, Wade’s role centers on elevating the client experience and providing clear, trusted guidance to help others succeed. He builds customized financial plans, prepares meeting materials, connects client accounts, and ensures individuals leave each conversation with hope and confidence.  

Wade’s experience in alumni engagement and partner integration taught him the importance of relationships and communication — skills he now channels into his financial career. His commitment to financial literacy stems from his own experiences growing up, which shaped his passion for guiding others through important financial decisions with empathy and integrity. 

A high achiever, Wade graduated from Trine University in Angola, Indiana, with a Bachelor of Science in finance, a Master of Science in business analytics, and a Series 65 certification. In his spare time, he can be found watching and enjoying sports. He also volunteers for a local non-profit organization, helping low-income families with their taxes.   

“Serving others is my passion. In this industry, there can be many bad actors, but I want to be the light.” 

What are you most proud of?  

Graduating from Trine with two degrees and the Series 65 

What’s the best trip you’ve ever taken? 

Wisconsin Dells 

What’s one thing you’ve always wanted to do?  

Go to Brickell, Miami   

Erin Palmer

Financial Planner

As a Financial Planner, Erin Palmer uses her expertise to help clients live well, even on the hardest days. With 11 years of experience in finance, Erin is well equipped to build flexible financial plans that support clients in times of change. She is specifically passionate about helping widows and widowers navigate their new lives, knowing how challenging it is to make financial decisions after losing a spouse.  

Before Credent, Erin served as a financial advisor and licensed branch office administrator for another firm and was a compliance data analyst at First Bank Southwest in Amarillo. She holds a degree in business administration from Amarillo College and a Bachelor of Arts in psychology from Texas Tech University, where she graduated Magna Cum Laude. 

Outside work, Erin loves listening to music (either at home or at small concerts around Amarillo), eating breakfast or dinner with friends, and crocheting baby blankets.  

“I want to bring peace to my clients’ financial worlds so they can focus on getting up in the morning and continuing to live.” 

What are you most proud of?  

Having owned a business with my mom and continuing to get back up every time life has tried to put me down.  

What’s the best trip you’ve ever taken? 

Cruising to the Virgin Islands or my honeymoon trip to Pagosa Springs, Colorado. 

What’s one thing you’ve always wanted to do?  

Go to Bora Bora and to Ireland/Scotland. 

Alisha Norris, CFA

Senior Portfolio Manager

Alisha Norris manages all aspects of our UMA investment platform, making it possible for clients to accumulate wealth, mitigate risk, and minimize the tax impact of their investments. With over a decade of experience, she presents and publishes research to help advisors and clients understand the market and the impact of macroeconomic events.

Alisha earned a Bachelor of Science in finance and insurance and an MBA in finance from Ball State University. She is also a Chartered Financial Analyst, a rigorous and highly-regarded achievement in the investment community.

In her free time, Alisha enjoys traveling with her husband and two daughters, reading, running, and kayaking. She serves as an Investment Committee Member of the Junior Achievement Foundation, a Board Member of the Kendallville Day Care Center, and a member of the Noble County Young Professional Network.

“Investment management is a critical component of a solid financial plan by serving as a means to help clients grow their wealth, achieve their financial goals, manage risk, and establish lasting financial security.”

What are you most proud of?

Earning my CFA charter and being selected as a 2023 Fort Wayne Forty Under 40 recipient.

What’s the best trip you’ve ever taken?

St. Lucia for my honeymoon and study abroad in Italy during college

What’s one thing you’ve always wanted to do?

Travel to Australia with my family

Brady McBride

Investment and Research Analyst

Brady McBride’s work with structured assets, 401(k) management, and client portals creates a seamless, diverse investment experience for clients. A member of Credent’s Investment Policy Committee, he also provides researched investment recommendations intended to help clients succeed.

An investment authority, Brady provides weekly education to equip team members to support clients, answer questions, and understand Credent’s investment decisions. He also helps the firm maintain high investment standards through reporting to a third-party auditor.

Brady holds his Series 65 and passed Level 1 of the CFA exam. He is an alumnus of Ball State University, with a bachelor’s degree in finance and minor in financial planning. In his free time, Brady likes to workout, golf, and read.

“I am passionate about the work I do because there is great joy in knowing I am contributing to guiding clients towards financial freedom.”

What are you most proud of?

I am most proud of passing Level 1 of the CFA exam and continuing down the path of becoming a charter holder.

What’s the best trip you’ve ever taken?

Las Vegas

What’s one thing you’ve always wanted to do?

Skydiving

Travis Glassley, JD

Wealth Manager

Travis Glassley is a financial advisor serving the Greater Fort Wayne area, helping clients achieve their financial goals through holistic and personalized planning. With a background as a trust, estates, and elder law attorney, he brings a unique perspective to financial planning, assessing risks and creating plans that protect and grow wealth. 

Travis earned his bachelor’s degree in political science and history from Indiana University and his Juris Doctorate from IU’s Maurer School of Law. Prior to joining Credent, Travis was an attorney at a private practice and served as Corporate Counsel for Parkview Health Systems. His legal expertise allows him to guide clients through complex financial and estate planning decisions to protect their families and futures.  

Outside of work, Travis enjoys traveling with his wife, Lauren, and their two sons and staying informed on current events. He is committed to helping families in Fort Wayne achieve financial security, reflecting Credent’s belief in the power of partnership.  

“I am passionate about my work because holistic and comprehensive client planning can make a true difference in people’s lives.” 

What are you most proud of?  

My two boys.   

What’s the best trip you’ve ever taken? 

I enjoy Marco Island, FL.   

What’s one thing you’ve always wanted to do?  

Travel to Hawaii.   

Gabriel Wyatt

Investment and Research Analyst

Gabe Wyatt helps clients use high-quality, tax-efficient financial strategies to work toward their goals. An Investment Policy Committee member and direct indexing expert, he analyzes the markets and economy and proposes ways to elevate Credent’s investment offerings.

A key resource for advisors and clients, Gabe helps create weekly write-ups, debriefing recent events and helpful information for advisors. He is also involved in performance reporting, ensuring the integrity of Credent’s investment data.

Gabe graduated from Ball State University with a double major in finance and economics. He is also Series 65 certified. In his spare time, he enjoys playing guitar and spending time with his wife.

“I am most passionate about our direct indexing platform, as it allows us to give passive investors the ability to achieve market-like returns while simultaneously capturing losses that occur within the market.”

What are you most proud of?

I am most proud of my wife.  She’s everything to me, and I am so lucky to have met her so young.

What’s the best trip you’ve ever taken?

London.

What’s one thing you’ve always wanted to do?

I would like to travel to Europe.

Greg Betlach, CFP®

Wealth Advisor

Greg Betlach loves to witness a goal achieved. He helps clients map out their priorities, navigate obstacles, and reach their destinations. Greg has served nearly two decades in the industry and holds numerous technical titles, including CERTIFIED FINANCIAL PLANNER® professional, Chartered Financial Consultant®, and Retirement Income Certified Professional®. He uses his well-honed skills to coach clients on how to confidently live out their financial plans.  

Greg graduated from the University of Minnesota with a bachelor’s degree in finance and a minor in marketing. He started as a financial advisor in 2006 before taking on other roles in the industry, giving him a breadth of knowledge that supports his ability to help clients succeed.  

In his spare time, Greg likes to golf, stay active, and support the community by coaching his daughters’ sports teams and volunteering at their school. He and his wife and kids are also the proud owners of an English bulldog.  

“I am passionate about partnering with clients to help them accomplish their financial dreams. Seeing the joy when you deliver positive news is the most rewarding part of being an advisor!”  

What are you most proud of?  

My family — my three daughters and wife, Kaitlin! 

What’s the best trip you’ve ever taken?  

Our honeymoon — We traveled to Italy, Greece, Croatia, Monaco, Paris, and London. 

What’s one thing you’ve always wanted to do?  

Travel to Cape Town, South Africa, to see the great white sharks.  

Elizabeth Tulloch, CFP®

Wealth Manager

Elizabeth Tulloch is a Wealth Manager serving clients in the Fort Wayne and Kalamazoo areas. With 15 years of industry experience, she partners with hardworking Americans to provide holistic financial planning that gives clients peace of mind in every stage of life. Elizabeth is passionate about helping each family align their decisions with their values and long-term goals, mapping their course in a dynamic financial plan. 

Before joining Credent, Elizabeth worked in financial planning and held various roles at a Fortune 500 company. Her expertise, combined with a client-first mindset, enables her to serve with transparency and excellence. She specifically cares about helping woman advance their financial literacy, giving them hope and confidence in the future.  

Elizabeth holds a bachelor’s degree in business administration and is a CERTIFIED FINANCIAL PLANNER™ professional. Outside of work, she enjoys reading, watching her boys play soccer, spending time with her granddaughter, and serving at her church.  

“I fully believe that financial freedom changes lives. Having a plan in place helps our clients see what that looks like to them.” 

What are you most proud of?  

Completing college and obtaining my CFP® certification while working full time and raising five boys. 

What’s the best trip you’ve ever taken? 

My husband is from London, and we went there with two of the boys over spring break to meet his family and spend time there. 

What’s one thing you’ve always wanted to do?  

Open a bookstore on a beach. Books and the beach are my two favorite things! 

Jake Walker, CFP®

Wealth Manager

After over a decade in the industry, Jake Walker has seen the power of financial freedom to change lives for years to come. He helps clients make intentional choices with their wealth, using it to prepare for a future they are excited to reach. A CERTIFIED FINANCIAL PLANNER® professional, Jake has the skills to help individuals map their goals, make necessary changes, and move confidently toward retirement.  

After discovering a passion for financial planning, Jake’s career took him to Denver and San Diego, where he worked for a large investment firm. He gained experience with insurance, investments, and financial planning before becoming a financial advisor at Clarify Wealth Management, which merged with Credent in 2024.  

Jake holds a degree in finance from the University of Cincinnati and is specifically interested in helping clients with real estate and debt management.   

“Financial freedom changes the lives of the people we impact, potentially for generations after.”   

What are you most proud of?  

Being the reigning cornhole champ.  

What’s the best trip you’ve ever taken?  

St. John 

What’s one thing you’ve always wanted to do?  

Snowboard the Alps 

Jim Brandenburgh, CFP®

Wealth Manager

Jim Brandenburgh desires to make the complex world of finance clear for all clients. As a CERTIFIED FINANCIAL PLANNER® professional and financial advisor in Cincinnati, OH, he is an expert at guiding individuals through their financial plans, helping them understand the process, set a vision, and confidently make wise decisions with their money.  

At the start of his career, Jim spent more than a decade in the construction trades. An entrepreneur at heart, he founded and operated two small businesses and was the CEO of Clarify Wealth Management. He merged his firm with Credent in 2024, knowing it would create new opportunities for his clients and team. 

Jim holds a bachelor’s degree in Christian ministries and abides by Jeremiah 29:11, believing God has a plan for each client he encounters. In his free time, he cycles, collects vintage motorcycles, and enjoys spending time with his wife, Jaymee, and their children and grandchildren.  

“My parents were teachers, so I enjoy seeing the ‘light bulb come on’ for clients when I’m explaining the best way forward.”  

What are you most proud of?  

My wife. She’s an amazing person. After all these years, I still can’t believe she married me. 

What’s the best trip you’ve ever taken?  

A three-week RV trip through the Western United States. I’d do it again and take six weeks if I could. 

What’s one thing you’ve always wanted to do?  

Bicycle across the USA. 

Aubrey Ramey, CFP®

Wealth Manager

As a financial advisor in Cincinnati, OH, Aubrey Ramey is skilled at helping clients make financial decisions that align with their values and goals. She gets to know clients personally and tailors her efforts to their needs. With almost three decades in the industry and a designation as a CERTIFIED FINANCIAL PLANNER® professional, Aubrey understands the value of planning to shape a life filled with what you care about most.  

Before working as a Wealth Manager at Credent, Aubrey served as the Chief Financial Officer at Clarify Wealth Management, which partnered with Credent in 2024. She holds a Bachelor of Science in accounting from Miami University in Oxford, OH.  

In her free time, Aubrey enjoys going to the movies, traveling, trying new restaurants, and spending time with her husband, three sons, and grandson. She is also active in her church, serving as the Treasurer and a member of the finance committee.  

“It’s rewarding to show clients the path to a goal or the financial freedom they’ve been working towards.”   

What are you most proud of?  

My family. My two youngest sons still live at home, and our oldest son and his family live next door to us, so we’re always spending time together. 

What’s the best trip you’ve ever taken?  

Our family takes an annual vacation to Marco Island, Florida, and it’s always our favorite trip. My family has been going there for over 40 years. It’s a family reunion with aunts, uncles, cousins, and multiple generations. 

What’s one thing you’ve always wanted to do?  

Take an RV out West and explore all the fun things to see on Route 66. 

Elise Henderson

Client Service Associate

As a Client Service Associate in Plano, Texas, Elise Henderson supports individuals and families in the greater Dallas-Fort Worth area, providing hope and confidence as she manages accounts, answers questions, and advocates for clients’ needs. Her background in data management, investment research, and financial reporting helps her guide clients with clarity.

Elise holds a bachelor’s degree in finance from Ouachita Baptist University. Before joining Credent, she interned with another financial firm and served as a Portfolio Manager for a $5 million student investment fund, where she analyzed market trends and supported strategic portfolio decisions.

Originally from Columbia, Missouri, Elise now lives in Frisco, Texas. She enjoys spending time with family and friends, including her fiancé and twin sister, and doing anything outdoors.

“I’m particularly passionate about helping people feel confident in their financial decisions. I love guiding clients through their options, answering their questions, and breaking down complex information in a way that’s easy to understand. Helping someone feel informed, secure, and empowered is what makes this work so meaningful to me.”

What are you most proud of?

One of the things I’m most proud of is managing a busy college schedule while being a student athlete and serving as the Portfolio Manager for our student investment fund during my senior year. Balancing these responsibilities required strong time management and discipline, and it provided me with valuable experience that shaped both my personal growth and professional development.

What’s the best trip you’ve ever taken?

One of the best trips I have ever taken was to Glen Arbor, Michigan, with my family. We go every few years, but it is always so beautiful and a great place to spend time with family.

What’s one thing you’ve always wanted to do?

I have always wanted to go to Greece.

Hayden Neely

Client Service Associate

Hayden Neely is committed to helping others embrace financial freedom and stay the course as they live out their financial plans. A member of the Private Wealth team, he serves high-net-worth individuals and families, addressing questions, anticipating needs, and finding ways to enhance each client’s experience above and beyond their expectations.  

An alumnus of East Texas A&M University, Hayden received his bachelor’s in business administration with a focus in marketing and business analytics. Before Credent, he worked as a financial representative, helping clients with insurance and financial planning.  

In his free time, Hayden is involved in his community and has organized several fundraisers for the Huntsman Cancer Institute. He also likes to travel and play the guitar. 

“I am passionate about my work because I enjoy the rewarding feeling of helping people become financially free through a proven process.”  

What are you most proud of?  

I attended college on an academic scholarship and became fully licensed before graduating. 

What’s the best trip you’ve ever taken?  

Edinburgh, Scotland. I really enjoyed the culture and history of the town. 

What’s one thing you’ve always wanted to do?  

I would like to travel to Greece and experience the culture and food. 

Cameron Magoon

Wealth Advisor

Cameron Magoon is driven to ease financial stress for hardworking Americans, knowing the freedom they experience when they realize their hopes and dreams are alive and well. He instills confidence by contextualizing market trends, guiding individuals and families through crisis management, and helping clients achieve their most valued goals. 

With a decade of experience in finance, Cameron’s previous work gave him a well-rounded understanding of the industry and the skills to adapt to unique needs, concerns, and opportunities. He particularly enjoys helping others see the possibilities of real estate investing.  

While attending the University of Kentucky in Lexington, Cameron played Division 1 soccer and received his Bachelor of Science in integrated strategic communications with a minor in business administration. Outside the office, he enjoys working on his real estate properties, playing golf and soccer, watching UK sports, traveling, and spending time with family and friends.  

“Finances can be a major stressor in clients’ personal lives. I am passionate about providing guidance and knowledge to temper that stress.”  

What are you most proud of?  

I am most proud of my relationship with my wife and the life we have created together. 

What’s the best trip you’ve ever taken?  

My honeymoon with my wife, where we explored all there was to offer around London, Dublin, and Amsterdam. 

What’s one thing you’ve always wanted to do?  

Attend a World Cup soccer match with my family. 

Noah Richer

Client Service Associate

As a Client Service Associate, Noah Richer makes life easier for clients and advisors, helping them get the resources they need to accomplish their goals and tasks. Practically, this means taking requests for withdrawals or deposits, answering questions about paperwork, and maintaining an organized process for clients.  

Before coming to Credent, Noah worked as a Cost Analyst and IT Contact at a home building company in Topeka, IN. His responsibilities included troubleshooting company programs, auditing cost materials, and performing inventory, giving him the skills to streamline systems so others can succeed.  

Noah graduated from Grace College with a Bachelor of Science in business management. On weekends, you can often find him spending time with his significant other, Kayla, or watching college football, particularly The Ohio State Buckeyes.  

“I am passionate about my work because it benefits someone else, helping clients build their futures, avoid financial hardships, and make their lives better.” 

What’s the best trip you’ve ever taken?  

A cruise to the Bahamas with my family 

What’s one thing you’ve always wanted to do?  

Travel to Japan 

Laura Chinander

Financial Planner

Laura Chinander helps everyday Americans feel confident about the future, equipping them with the knowledge and resources to spend intentionally, save productively, and retire securely. She collaborates with the Bloomington team to create a financial plan for each client, identifying where they stand and where to go next. 

Before Credent, Laura served in multiple capacities at a large national bank, handling everything from service and cash management to client relationships and financial recommendations. She has honed her ability to use what clients tell her to guide them to new experiences and opportunities.  

Laura attended the University of Minnesota, Crookston, where she earned a Bachelor of Science focused on international business. A wife and mom of two, she enjoys spending time with her family and traveling the world. 

“I am passionate about educating clients on financial matters. I take pride in understanding their unique stories and goals and commit to helping them optimize their financial situation.” 

What are you most proud of?  

Purchasing my first home when I was 19 years old.  

What’s the best trip you’ve ever taken? 

A road trip to Colorado. We stopped and camped on a cliff at the edge of the Badlands, visited my cousin, went to a ghost town, and enjoyed the mountains. I love mountains!  

What’s one thing you’ve always wanted to do?  

Learn to scuba dive. 

Rebecca Kindig, CFP®

Wealth Manager

Rebecca Kindig is a dedicated financial advisor serving clients in Ann Arbor, Michigan, and the Detroit Metro. A CERTIFIED FINANCIAL PLANNER® professional with a Bachelor of Science in Personal Financial Planning and Accounting from Central Michigan University, she is passionate about empowering clients to make informed financial decisions that create a lasting impact. 

Rebecca began her career as a Support Advisor at TFG Advisors, which joined Credent in 2025. At TFG, she learned the business from the ground up, starting with forms, phones, and assisting senior advisors, and eventually graduated to designing customized financial plans. She specializes in helping clients navigate tax strategy and debt reduction so they can experience financial freedom.  

Outside of work, Rebecca enjoys camping and boating with her husband, two children, and their dogs. She previously volunteered with Toys for Tots, finding great joy in giving back to the community. 

“Clients don’t know what they don’t know, so helping them make wise financial decisions can have a positive compounding effect.”  

What are you most proud of?  

My dual purpose of being a wife and mom and having a career.  

Thomas Williams, CFP®

Wealth Manager

Thomas (Tommy) Williams is a financial advisor with Credent Wealth Management, serving clients throughout Ann Arbor, Michigan, and the Detroit Metro area. A CERTIFIED FINANCIAL PLANNER® professional with over six years of experience, Tommy is dedicated to helping individuals and families design personalized strategies that bring hope and confidence to their financial lives.  

A graduate of Michigan State University, he holds a bachelor’s degree in finance and completed the university’s accredited financial planning program. Before joining Credent, Tommy gained valuable experience as a Support Advisor with TFG Advisors, which joined Credent in July 2025. At TFG, he assisted with portfolio design, client meetings, and internal project management.  

Outside of the office, Tommy enjoys lifting weights, golfing, and spending time with his family — his parents, two brothers, three sisters, and seven nieces and nephews. He has also been active in the community through his volunteer work with the Miracle League of Michigan and Forgotten Harvest. 

“I am passionate about offering clients peace of mind when it comes to their money, ensuring they feel comfortable and secure.” 

What are you most proud of?  

My unwavering commitment to what I am passionate about, whether it be my career, my hobbies, or my family.   

What’s the best trip you’ve ever taken? 

Playing baseball at Cooperstown Dreams Park when I was 12 years old. We placed 7th out of 108 teams.   

What’s one thing you’ve always wanted to do?  

Go on an international golf trip 

Owen Crabtree

Financial Planner

Owen Crabtree is a dedicated financial professional serving clients in Ann Arbor, Michigan, and the Detroit Metro area, providing exceptional client support and personalized financial solutions. At Credent, Owen plays a crucial role in supporting lead advisors by managing client account maintenance, onboarding, and operational coordination.  

Passionate about the intersection of finance and human impact, Owen thrives on helping clients achieve their goals through informed decisions and thoughtful planning. His prior experience at TFG Advisors, which joined Credent in 2025, and a financial planning externship equipped him with the analytical skills and attention to detail necessary to deliver a high-touch, client-focused experience. 

A Michigan State University graduate with a major in finance and a minor in financial planning, Owen brings technical knowledge and a genuine passion for helping clients navigate their financial journeys. Outside of work, he enjoys fishing, golfing, cooking, and spending quality time with his girlfriend, Alexis, and his family. 

“What drew me into this line of work is the story behind the numbers — the real lives, goals, and dreams represented by those numbers. It’s about actively impacting client lives, whether through education, informed financial decisions, or simply providing peace of mind during uncertain times.” 

What are you most proud of?  

I am most proud of the strong foundation I have built at a young age: graduating from MSU with an education aligned with my career goals and surrounding myself with those who encourage and challenge me to do my best, including my family, my girlfriend, and our great team in the Auburn Hills location.            

What’s the best trip you’ve ever taken? 

Fishing trip to Lake Charlevoix in Michigan in the fall. Caught my biggest smallmouth bass there. 

What’s one thing you’ve always wanted to do?  

Visit Europe. I’ve never been outside the US, and I would like to see how the other side lives. 

Tim Atkinson

Regional Manager

Tim Atkinson helps advisory teams enhance the Credent experience so clients can make intentional financial decisions that lead to greater purpose and impact. With three decades in the financial industry, he brings a deep understanding of investment management, financial planning, and client service. Prior to joining Credent, he served as an advisor and Chief Compliance Officer at TFG Advisors, which joined Credent in July 2025.  

A lifelong resident of Michigan, Tim earned his B.A. in Business Administration with a concentration in Economics from Hope College and later graduated with honors from Walsh College with a Master of Science in Finance. Guided by a client-first fiduciary standard, he empowers teams to deliver tailored wealth management strategies that align with each client’s long-term goals. 

Outside the office, Tim is passionate about spending time with his wife and children. An active long-distance runner, he also enjoys competing in half-marathons, 10ks, and 5ks. He gives back to the community through his parish, where he leads the men’s group and sings in the choir.  

“Serving our clients is the mission, and how we carry that out defines us. The fiduciary standard guides us in every facet of our business.” 

What are you most proud of? 

My family. My wife and I have five children, and our greatest joy is witnessing their growth and success. Being a husband and father has been the most rewarding challenge of my life.   

What’s the best trip you’ve ever taken? 

During COVID, we took a family vacation to Michigan’s Upper Peninsula and explored Mackinac Island, Tahquamenon Falls State Park, and Pictured Rocks National Lakeshore. 

What’s one thing you’ve always wanted to do?  

Go to Alaska 

Terry Hirsch, MBA

Wealth Manager

Terry Hirsch is a Wealth Manager at Credent, bringing more than four decades of experience in the financial industry to help individuals and families achieve purpose in their financial lives. Serving as a financial advisor in Ann Arbor, Michigan, and the Detroit Metro, Terry partners with clients to create customized plans that align with their goals, values, and visions for the future. 

Before joining Credent, Terry served as the Director of Financial Planning and one of three owners/managing members at TFG Advisors, which joined Credent in 2025. Earlier in his career, he held corporate financial analyst roles focused on forecasting, acquisitions, and profitability — experience that deepened his analytical foundation and continues to inform his thoughtful, disciplined approach to wealth management. 

Outside of work, Terry enjoys golf, downhill skiing, fishing, and spending time outdoors with family and friends. He and his wife, Cathleen, have been married for nearly 50 years and recently celebrated the birth of their first grandchild. An active member of the Knights of Columbus and Worldwide Marriage Encounter, Terry is involved in community service and charitable outreach.  

“I enjoy meeting with clients, reviewing where they are today, celebrating their successes, and helping them set new goals and lay the roadmap of how they are going to get there.” 

What are you most proud of?  

The friendships, respect, and trusting relationships I have experienced over many years of serving clients, their families, and their needs. 

What’s the best trip you’ve ever taken? 

Our recent Pilgrimage to Greece and Turkey, following in the steps of Saint Paul. I never thought we would be able to visit those countries, let alone have the experience and a small amount of understanding of what life was like for those early civilizations.  

What’s one thing you’ve always wanted to do?  

An overseas golf trip, playing some of the most iconic and historic golf courses in England, Ireland, and Scotland. 

Paul Reile

Wealth Manager

Paul Reile serves as a financial advisor, guiding clients in Auburn Hills and Ann Arbor, Michigan, toward intentional, values-driven financial decisions. With more than four decades of experience, Paul brings depth, precision, and care to every client relationship. 

Before joining Credent, Paul was a managing member of TFG Advisors, which joined Credent in July 2025, and led the firm’s Research Department. His career began with The Wilson Companies, where he built his reputation as a trusted, client-centered advisor. A proud University of Michigan alumnus, Paul holds both bachelor’s and master’s degrees and has shared his insights as a lecturer for the Stephen M. Ross School of Business and as a speaker at national RIA conferences. 

Outside of work, Paul participated in a community free meal program and is active in his local church. He enjoys skiing, golfing, and traveling with his wife, Sandy. He is a dad to two adult children and a grandpa to six energetic, fun grandkids.

“At our best, we problem solve. When people are in a crisis or dilemma, we create a plan that relieves their tension and anxiety.” 

What are you most proud of?  

Our clients have become lifelong friends. 

What’s the best trip you’ve ever taken? 

Two weeks in Greece and several ski trips to Utah and California/Nevada   

What’s one thing you’ve always wanted to do?  

I’ve done that. Flew a plane out of Napa, CA, for an hour. Ask me about it. It was quite a thrill. 

Lucy Satterwhite, CFP® 

Wealth Manager

With nearly a decade of experience in the financial industry, Lucy Satterwhite partners with individuals and families across Plano and Waco, Texas, to create personalized financial plans that support their long-term goals, reflect their core values, and address every facet of their financial lives — from investment management to tax and estate planning. A CERTIFIED FINANCIAL PLANNER® professional, she is committed to service, integrity, and relationship-driven planning.  

Lucy began her career as a financial analyst at a church lending organization and later deepened her expertise with roles at Fidelity, Morgan Stanley, and CD Wealth Management.  She is especially passionate about empowering women in finance and offering personalized guidance and compassionate advice to those navigating life transitions such as divorce or widowhood.  

Originally from Houston, Lucy now resides in Frisco, Texas, with her husband, Adam, their young son, and their two Golden Retrievers. Outside of work, she enjoys figure skating, baking sourdough bread, and spending time outdoors with her family. Lucy is involved in her local church and has served as the Community Engagement Coordinator for the Waco Chapter of Habitat for Humanity. 

“Seeing clients achieve their goals — whether it’s retiring comfortably or fulfilling a long-held dream — is truly why I do what I do. Being able to guide and support people through all of life’s twists and turns is my passion.”  

What are you most proud of?  

I am most proud of my family — my son, Noah, and my husband, Adam. They are the greatest blessings in my life and my constant source of joy and inspiration. 

What’s the best trip you’ve ever taken? 

The best trip I’ve ever taken was a seven-day Alaskan cruise departing from Vancouver. Traveling in June gave us amazing weather, and I loved the incredible opportunity to see glaciers up close, watch bears in their natural habitat, and enjoy fresh-caught salmon — an unforgettable experience from start to finish. 

What’s one thing you’ve always wanted to do?  

I have always dreamed of taking a trip to the Mediterranean, with a special desire to tour Israel. As a Christian, visiting Israel holds deep spiritual meaning for me — walking the historical and biblical sites, experiencing the rich religious heritage firsthand, and connecting more deeply with my faith is something I look forward to experiencing one day. 

Cristina Siles

Client Care Coordinator

Cristina Siles serves as a Client Care Coordinator, supporting clients in Credent’s Plano and Waco, Texas offices. She brings a genuine passion for helping others and creating meaningful connections with every client she meets. Whether coordinating meetings, managing office operations, or greeting visitors, Cristina ensures every detail contributes to a smooth and welcoming client experience.

Before joining Credent, Cristina worked at a large tennis and pickleball club in McKinney, Texas, where she led front desk operations and managed client relationships across the community. Through that experience, she developed strong organizational skills and a commitment to service excellence — qualities she now applies daily to support clients and advisors. 

Cristina’s education in psychology and marketing from the University of North Texas gives her a unique ability to understand people’s needs. Outside of work, she enjoys staying active through tennis and fitness, traveling, exploring new foods, and spending time with family and friends.

“I find it rewarding and fulfilling to meet new people and make sure they feel heard and taken care of.”

What are you most proud of?

I am most proud of my commitment to personal growth.

What’s the best trip you’ve ever taken?

The best trip I have taken was my trip to Mykonos, Greece, two summers ago.

What’s one thing you’ve always wanted to do?

I have always wanted to visit Australia or Japan or see a movie set one day.

Mache Henderson

Client Care Coordinator

As a Client Care Coordinator, Mache Henderson supports clients and financial advisors in Credent’s Bloomington, Minnesota, and River Falls, Wisconsin, offices. In her role, she ensures every client interaction reflects Credent’s commitment to exceptional service and meaningful relationships. Whether she’s greeting people, coordinating schedules, or assisting with daily operations, Mache strives to make every experience seamless and welcoming.

Before joining Credent, Mache spent several years working in childcare and assisted living — roles that strengthened her ability to listen, empathize, and connect with people from all walks of life. These experiences inform her work in financial services, where she brings a genuine care for others and a desire to make a positive difference in their day.

A Bloomington native, Mache has volunteered with the Boys and Girls Club. Outside of the office, she enjoys spending time outdoors, taking photos, watching documentaries, and relaxing with her boyfriend and their kitten, Spooky.

“I enjoy interacting with others and learning about people, trying to make their days more pleasant.”

What are you most proud of?

I have overcome some challenging things in life that most people my age haven’t, and I am proud of the motivation I give myself to keep going.

What’s the best trip you’ve ever taken?

My trip to Vegas. I took my mom for Mother’s Day and met my boyfriend on the way back.

What’s one thing you’ve always wanted to do?

Live in a city apartment.

Anthony Picerni, AIF®, CIMA®, CRPS®

Wealth Advisor

Anthony Picerni is a Wealth Advisor at Credent, serving clients in Ann Arbor, Michigan, and the Detroit Metro area. With nearly two decades of experience in the financial industry, he helps individuals and families align their investments with their long-term goals through intentional and disciplined wealth management strategies. Before joining Credent, he built a strong foundation working with Capital Group/American Funds, UBS, and Ameriprise.

Growing up with a father who was a trader on the New York Stock Exchange, Anthony developed an early appreciation for financial markets and the impact they have on everyday life. He is especially passionate about behavioral finance and helping clients navigate economic trends with hope, confidence, and clarity.

A graduate of Fairleigh Dickinson University with a bachelor’s degree in finance, Anthony also holds the CIMA® (Certified Investment Management Analyst), CRPS® (Chartered Retirement Plans Specialist), and AIF® (Accredited Investment Fiduciary) designations. Outside of work, he enjoys weightlifting, following New York sports teams, and spending time with his brothers, niece, and nephew.

“After growing up around the financial industry, I developed a passion for helping clients and families reach their financial goals.”

What are you most proud of?

My drive and the path I have taken through the financial industry

What’s the best trip you’ve ever taken?

A hunting trip in the Adirondacks

What’s one thing you’ve always wanted to do?

Travel to Italy

Scott McCandless, CFA®, CFP®

Wealth Manager

After growing up in Omaha, Nebraska, Scott graduated with a bachelor’s degree in finance from the University of Nebraska at Omaha. He has 15 years of experience in finance and earned the Chartered Financial Analyst® designation and the CERTIFIED FINANCIAL PLANNER® certification, both highly regarded achievements in investment management and financial planning. He channels his expertise into ensuring each client has an experience above and beyond their expectations.

Outside work, Scott enjoys attending sporting events and concerts and spending time with his wife, Katherine, and their young son. A resident of Richardson, Texas, he has also volunteered for the North Texas Food Bank.

“There is no better sense of fulfillment than reducing or eliminating a client’s uncertainty. Whether providing the confidence to pursue a dream or alleviating stress, I live to see joy brought to the clients I serve.”

What are you most proud of?

My newborn son.

What’s the best trip you’ve ever taken?

Scotland.

What’s one thing you’ve always wanted to do?

Go to the Galapagos Islands.

John Ruzza, CFP®, CKA®

Financial Advisor

A Financial Advisor serving the Greater Kalamazoo area, John Ruzza guides clients through investment management, tax planning, estate planning, and legacy planning. With nearly 40 years of experience in financial services, he helps clients align financial strategies with their values and long-term goals.  

A CERTIFIED FINANCIAL PLANNER® professional and Certified Kingdom Advisor®, John is committed to integrity and excellence. Prior to Credent, he was the president of his own firm, MainStreet Financial Advisors, which joined Credent in September 2025. He is passionate about guiding families through multigenerational wealth planning, ensuring that assets and life lessons are successfully passed to the next generation.  

Outside work, John enjoys music, sports, traveling, studying the Bible, and spending time with his wife, Cheri, and their grandson. A lifelong Michigan resident, he has also served with several nonprofits, demonstrating a commitment to stewardship and service in both his personal and professional life. 

“I enjoy getting to know people well enough that many become like family, and I desire them to prosper in all areas of their lives — relationally, socially, financially, and spiritually.” 

What are you most proud of?  

Having a successful marriage and being blessed to run a successful business. 

What’s the best trip you’ve ever taken? 

Italy/Switzerland, Hawaii, and many cruises 

What’s one thing you’ve always wanted to do?  

There is nothing that I have not already done, though I do have some places outside the U.S. that I would still like to see/experience. 

Joel Macyauski, CFP®

Financial Advisor

Joel Macyauski is a financial advisor with Credent, serving clients in the Greater Kalamazoo area. He is passionate about helping individuals and families find clarity and confidence in their financial lives, partnering with clients to develop personalized financial plans that align with their values, goals, and long-term vision. 

Before Credent, Joel worked at MainStreet Financial Advisors, which joined Credent in September 2025. His experience, coupled with his CERTIFIED FINANCIAL PLANNER® certification and degree in personal financial planning from Western Michigan University, enables him to provide thoughtful, strategic guidance on complex financial topics such as tax optimization and retirement planning. 

A lifelong resident of Lawrence, Michigan, Joel and his wife now raise their young son in the same small town where they grew up. Outside of work, Joel enjoys spending time with family and friends, serving at his church, exploring new interests, and staying active through running, golfing, mountain biking, or snowboarding. 

“I find it very rewarding to improve the lives of others. In my job, that can mean explaining hard-to-grasp financial concepts, showing someone they can retire, bringing clarity and confidence to a client’s finances, partnering with clients in reaching their goals, and even holding them accountable.” 

What are you most proud of?  

My relationship with my wife and best friend, Heather. 

What’s the best trip you’ve ever taken? 

We recently went to a beautiful wedding of a childhood friend in Pennsylvania, and it was a blast. I got to spend time with family and old friends. The best trips for me are more about the people I’m with than the destination. 

What’s one thing you’ve always wanted to do?

Go on an Alaskan cruise. 

Amy Fluty

Client Service Associate

Amy Fluty serves as a Client Service Associate in the greater Kalamazoo area, providing personalized support to clients and financial advisors. With over a decade of experience in finance, Amy has developed a deep understanding of the importance of precision, care, and communication in client relationships.  

Prior to Credent, Amy worked at MainStreet Financial Advisors, which joined Credent in September 2025. She takes pride in helping clients navigate paperwork, digital platforms, and account processes with ease — ensuring their financial journey remains smooth and transparent. 

Originally from Saginaw and now living in Bloomingdale, Michigan, Amy enjoys reading, gardening, and exploring the scenic Michigan lakeshore. Outside of work, she’s actively involved in her local church and finds joy in time with her husband, Leward, their four grown children, and their three miniature dachshunds.  

“I appreciate being able to assist clients, answer their questions, and elevate their experience.” 

What are you most proud of?  

The good people my children are. 

What’s the best trip you’ve ever taken? 

To Colorado Springs, Steamboat Springs, Colorado, the mountains, Royal Gorge over the Arkansas River, and the mine and train ride at Cripple Creek. 

What’s one thing you’ve always wanted to do?  

I’ve always wanted to learn American Sign Language.  

Andy Mayer

Financial Advisor

Andy Mayer is a trusted financial advisor in the Greater Kalamazoo area, helping clients achieve their financial goals through personalized wealth management and financial planning. With 17 years of experience in financial services, he specializes in connecting clients’ investments to their values and guiding them through wealth, legacy, and retirement planning. 

Andy holds a bachelor’s degree in business, with a specialty in financial planning. Before Credent, he worked at MainStreet Financial Advisors, where he progressed from intern to Lead Advisor. Andy is passionate about making financial decisions less stressful and giving clients the confidence to choose well.  

A lifelong Kalamazoo resident, Andy is actively involved in his community as the Treasurer and a long-time worship team member at his church. Outside of work, he enjoys playing basketball with friends and going on family adventures with his wife and five kids.  

“Money discussions can be a source of tension and stress. My desire is to be a source of calm and peace of mind in those decisions.” 

What are you most proud of?  

I’m most proud of my family and watching them use their unique gifts and personalities to be a light to everyone around them. 

What’s the best trip you’ve ever taken? 

My best trip was to Hawaii with my wife for our one-year anniversary. One of our favorite days of the trip was when we went on an all-day excursion to visit the filming locations of one of our favorite TV shows. We had the opportunity to visit the Kualoa Ranch, where many movies and TV shows have been filmed. 

What’s one thing you’ve always wanted to do?  

I would like to visit all 50 states. I have 14 to go.  

Eileen Findley

Client Service Associate

Eileen Findley serves as a Client Service Associate at Credent, supporting financial advisors and clients in the greater Kalamazoo, Michigan, area. She plays an essential role in helping clients pursue financial freedom — coordinating key administrative functions, managing client meeting preparation, and creating an efficient and welcoming environment.

Earlier in her career, Eileen spent over two decades in logistics and operations for the cotton industry in Memphis, Tennessee, where she developed exceptional organizational and project management skills. After relocating to Michigan, she transitioned into the financial industry, eventually working as a Firm Administrator for MainStreet Financial Advisors, which joined Credent in September 2025. 

Originally from Memphis, Eileen now resides in Portage, MI, where she enjoys gardening and birdwatching. She’s been married to her husband, Mike, for over 20 years, and together they have six children and six grandchildren.

“I have always enjoyed working, especially with a great team. I believe in working hard and accomplishing the goals set before me. I know my contribution to the team has a direct impact on the success of our clients.”

What are you most proud of?

I am most proud of being a mom; my oldest son (36) still has me listed in his phone as “Mama Bear”. I am proud that through it all, my family leans heavily on each other and, most importantly, on God as our constant.

What’s the best trip you’ve ever taken?

Any of our family trips would top my list: Delaware beaches, North Carolina mountains, or camping in Heber Springs, Arkansas. Any time I am with my family, it is a great trip. My sister trips to Florida have been pretty great too.

What’s one thing you’ve always wanted to do?

I used to think I wanted to skydive, but I am not as adventurous as I used to be. So, I must say, I am completely content with my iced coffee and my backyard. Watching all the flowers and birds — that makes me happy and brings me peace.

Natalie Bledsoe

Client Care Coordinator

Natalie Bledsoe is a Client Care Coordinator serving clients around the Greater Fort Wayne region. Whether she’s welcoming clients in person or assisting over the phone, her approachable nature and commitment to building genuine relationships make clients confident and comfortable.  

Since high school, every position Natalie has held has involved working with people. Before joining Credent, she served in the steel industry as a processing administrator, where she honed her organizational and communication skills, which serve her well in supporting both clients and her internal team.  

Outside of work, Natalie enjoys exploring small, lesser-known destinations on weekend trips. As a triplet, she enjoys spending time with her close-knit family, including her two sisters, nieces, and nephew.  

“I have been blessed with the ability to never know a stranger. I make connections with people very easily. This role is unique compared to most because I get to utilize that quality to its full potential.” 

What are you most proud of?  

I am proud of the growth I have seen in myself in the past 5 years. I always think about how, if 19-year-old Natalie could see me now, I bet she wouldn’t recognize me. 

What’s the best trip you’ve ever taken? 

I went to Puerto Rico and had a great time. The culture of the food and the music was wonderful to take in. 

What’s one thing you’ve always wanted to do? 

One thing I have always wanted to do is travel to Forks, Washington, because that is where the movie Twilight takes place. 

Amy Robinson

Client Care Coordinator

Amy Robinson is a Client Care Coordinator, supporting clients and financial advisors in Oklahoma City, OK, and Amarillo, TX. With a background in customer service and accounting, she brings a dedication to the details, ensuring others receive the care and attention they need. While managing correspondence, scheduling, and office administration, Amy gets to know each client’s story, giving them hope and confidence in their financial journey.

Amy’s experience as an accounts payable specialist, production analyst, and branch office administrator equipped her with the organization and communication skills essential for providing a seamless client experience. She holds an associate degree in social science from Arkansas State University – Beebe and a Bachelor of Science in Recreation Administration from Arkansas Tech University.

Outside the office, Amy lives in Oklahoma City with her three beloved dogs and cares for her parents. She enjoys thrift shopping, traveling, and rooting for the Oklahoma City Thunder, Kansas Jayhawks, St. Louis Cardinals, and St. Louis Blues. She also raises funds for the Walk to End Alzheimer’s, a cause close to her heart.

“Ensuring clients have what they need to be happy and successful in their everyday lives fuels my work life.”

What are you most proud of?

The fact that I have been able to travel and experience other countries and cultures.

What’s the best trip you’ve ever taken?

Two years ago, I was able to go to France with seven great friends and celebrate my birthday in Paris.

What’s one thing you’ve always wanted to do?

See the Northern Lights.

Sarah Southworth

Client Service Associate

As a Client Service Associate, Sarah Southworth supports clients in the Greater Fort Wayne region, managing accounts, processing fund transactions, reviewing and preparing documents, and helping clients with online systems. With five years of experience in the financial industry, Sarah is passionate about helping others find solutions that move them closer to their goals.  

A native of Orland, Indiana, Sarah earned a bachelor’s degree in applied management and an MBA with a concentration in finance from Trine University. She is currently pursuing her CERTIFIED FINANCIAL PLANNER® and Certified Kingdom Advisor® certifications. Prior to joining Credent, Sarah worked as a Registered Representative/Investment Advisor Representative and an administrative assistant.  

Outside of work, Sarah loves spending time with her two energetic sons — whether reading, exploring outdoors, or building forts. She also enjoys connecting with family and friends, playing volleyball, and discovering creative outlets. Her heart for service extends into her community, including time volunteering at the Arkansas Children’s Hospital. 

“It brings me joy to serve clients, giving them peace, clarity, and the awareness that we truly care about their success.” 

What are you most proud of?  

I am most proud of how my sons are authentically themselves, learning and growing along the way. I am also proud of my parents for their faithful and loving support of all of their children and grandchildren; they are a great example of God’s grace and love. 

What’s the best trip you’ve ever taken? 

The best trip I have ever taken was to Branson, MO, with my sons and parents. We had a whole week to focus on having fun together with multiple options of fun family activities for all ages. 

What’s one thing you’ve always wanted to do?  

One thing I have always wanted to do is experience zero gravity. There are a few primary zero-gravity flight locations in the USA, such as Cape Canaveral, FL, Las Vegas, NV, and San Francisco, CA.