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The future you want, the money to do it.
Education is a key component of our planning and investment process. We share our expertise with you through our blog so that you can have a deeper understanding of your finances and the decisions surrounding them.
The Latest From Our Blog
Your 2026 Financial Success Metrics: Key Performance Indicators That Matter
The start of a new year is a great time to reflect on the financial progress you’ve made. For long-term investors, especially those nearing or in retirement, achieving financial “success” doesn’t necessarily equate to outperforming an index or chasing a specific return number. The financial performance indicators that matter most are the ones...
Credent’s 2026 Economic Outlook & Market Expectations
Instead of New Year’s resolutions, at Credent, we create New Year’s outlooks, or our experts’ general expectations for the coming year, based on their insights and experiences. As the calendar turns, let’s review 2025 and set our 2026 economic outlook and market expectations. Per tradition, our Investment Management team set Credent's outlook...
Credent Market Update — December 2025
Before we zoom out and offer a broad view of 2025 and high-level expectations for 2026, it’s wise to address recent economic data and market activity in our December market update. Here are three noteworthy developments from the past month. As discussed in our November market update, there is momentum behind AI, but chasing performance is...
Market Lessons from 2025: What Pre-Retirees Should Apply to Their 2026 Strategy
2025 delivered no shortage of market lessons, showing investors just how quickly the economic landscape can shift. As you approach retirement, it may be helpful to reflect on the market’s driving forces and how they impacted your portfolio. Did it stay resilient through ups and downs? Were you committed to your long-term strategy, or were you...
7 To-Dos on Your End-of-Year Financial Planning Checklist
As we head towards the end of the year, now is a great time to ensure your financial plan is still on track. Use an end-of-year financial planning checklist to see where you are and what you should do. Here are seven of the most common and important items to review with your financial advisor: When you first met with your financial advisor, you...
The Tax-Smart Investor’s Year-End Portfolio Review
As the year winds down, many are busy with holiday travel, family gatherings, gift lists, and the general whirlwind of the season. A year-end portfolio review might feel like one more thing on an already packed to-do list. But during the end-of-year hustle, there’s an often-overlooked opportunity: the chance to make a few smart, tax-efficient...
Credent Market Update — November 2025
Between the government shutdown, volatility, AI momentum, and the forthcoming end of 2025, this month provides an intriguing backdrop for our November market update. Credent’s Chief Investment Officer, Edison Byzyka, provides a high-level overview of our Investment Management Team’s current interests and how investors can respond to the markets...
A Pre-Retiree’s Year-End Tax Planning Checklist: 5 Strategic Moves
While the last few months of the year are dedicated to holiday shopping, family gatherings, and time spent with loved ones, consider making room in your schedule to check on your finances. As you prepare for retirement, these last several weeks of the year present a critical opportunity to adjust contributions, rebalance accounts, and fine tune...
3 Required Minimum Distribution (RMD) Tax Strategies
Once retirees reach age 73 (as per the latest SECURE Act changes), they must start taking Required Minimum Distributions (RMDs) from tax-deferred accounts such as 401(k)s and traditional IRAs. Failure to comply can result in hefty penalties. Understanding and managing RMDs is important to maintaining tax efficiency and financial stability....
Family Legacy Planning: What You Can & Can’t Control
Legacy planning can feel overwhelming when you consider all the variables that might affect your family's future, including market ups and downs, tax law changes, family dynamics, and economic uncertainty. The key to family legacy planning is understanding which factors you can control and which you cannot.1 Whether you're approaching retirement...