Blog

The future you want, the money to do it.  

Education is a key component of our planning and investment process. We share our expertise with you through our blog so that you can have a deeper understanding of your finances and the decisions surrounding them.   

The Latest From Our Blog

How to Make Holiday Saving and Spending Decisions

How to Make Holiday Saving and Spending Decisions

There’s a lot you can’t control this time of year.   From personal ordeals (what dish your daughter-in-law brings to Thanksgiving or how well your children get along during festivities) to professional changes (whether your company gives out holiday bonuses or updates their benefits in the new year) to national shifts (whether the market aligns...

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Our December 2024 Equity Market Forecast

Our December 2024 Equity Market Forecast

With the election in the rearview, markets and investors are evaluating what's on the horizon, making equity market forecasts for the rest of this year and into the next.  In this article, members of our Investment Policy Committee share their perspectives on the future as well as insights into how we are positioning our portfolios to minimize...

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How to Manage End-of-Year Financial Stress

How to Manage End-of-Year Financial Stress

Finances are a common culprit of stress, and even end-of-year festivities can't shield us from this tension.   In fact, “Because the holiday season often requires us to keep track of and pay attention to a greater number of responsibilities than usual, the brain’s prefrontal cortex goes into overdrive.”¹ Adding financial concerns, questions, and...

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6 Things Investors Need to Know on Election Night

6 Things Investors Need to Know on Election Night

Election night can be tense. The anticipation of watching results can morph into relief or concern as outcomes materialize. Whether your preferred candidates win or lose (and we drafted this article before tonight, so we believe these insights apply regardless of the results), one of the most important things you can do on election night is...

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How Do You Make a Financial Plan?

How Do You Make a Financial Plan?

In the dynamic and ever-changing financial landscape, a one-size-fits-all approach to planning doesn't cut it. Your individual circumstances, needs, and lifestyle objectives shape your financial journey. So, how do you make a financial plan that works for you?   A good financial advisor understands that personalized financial planning is...

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RMDs 101 – How Does a Required Minimum Distribution Work?

RMDs 101 – How Does a Required Minimum Distribution Work?

With only three months left in the year, it’s time to work on your end-of-year to-dos. One priority is to satisfy your Required Minimum Distributions, or RMDs, before December 31. But how does a required minimum distribution work?   If you’re a client, we’ve probably discussed your RMDs and may have helped you fulfill them already. If you're not...

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Why Investing in Equities Still Makes Sense in Q4 2024

Why Investing in Equities Still Makes Sense in Q4 2024

As we start the last three months of the year, geopolitical tensions, changes to inflation, and discussions about a recession have some Americans wondering if investing in equities is still wise.   How can we navigate Q4 amidst the current rhetoric without jeopardizing our long-term goals?  This week, we’re diving into what you need to know about...

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What is IRMAA, and How Might it Affect You?

What is IRMAA, and How Might it Affect You?

IRMAA, which stands for Income-Related Monthly Adjustment Amount, can significantly impact healthcare costs for Medicare enrollees. But what is IRMAA, and how might it influence you and your retirement?   Here are the basics of IRMAA, why it matters, and how it can affect your Medicare expenses. IRMAA is a surcharge added to your Medicare Part B...

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Should You Treat Your Kids Equally in Your Will?

Should You Treat Your Kids Equally in Your Will?

As parents near retirement, they grapple with preparing a legacy, which includes deciding how to allocate assets among their kids. This decision-making may prompt tricky questions about whether to treat children equally and how to handle an unequal inheritance.  While equality sounds like the epitome of fairness, real-life circumstances often...

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Five Year-End Planning Moves to Consider

Five Year-End Planning Moves to Consider

As the end of the year approaches, it's an opportune time to review your financial status and make strategic decisions that can impact your well-being in the coming year. These year-end planning moves can save you money, optimize your taxes, and set a solid foundation for the future.   Here are five to-dos to consider before the calendar...

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