Blog

The future you want, the money to do it.  

Education is a key component of our planning and investment process. We share our expertise with you through our blog so that you can have a deeper understanding of your finances and the decisions surrounding them.   

The Latest From Our Blog

Advisors Reveal the 5 Best Financial Tips for the New Year

Advisors Reveal the 5 Best Financial Tips for the New Year

January is a great time to reset your finances, regain control, and recommit to your plan.  In today’s article, advisors from around the country share their top five financial tips for the new year. “Review your 2023 spending to adjust your 2024 budget.” - Erik Herstad; Auburn, IN  Start with the basics: Discern where your budget and financial...

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5 Simple Ways to Pursue Financial Freedom

5 Simple Ways to Pursue Financial Freedom

It’s our tagline and, if nothing else, a nice turn of phrase. But how do we know if it’s true?   After decades of partnering with hardworking Americans, we’ve seen the impact, the tears, the relief, and the joy as people reach their goals and know they will be okay.   The sacrifices it takes to get there are worth it because when you are...

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How to Know if You Can Retire Early

How to Know if You Can Retire Early

As we approach the new year, maybe the dream of an early retirement starts to take shape in your mind. Maybe you’re researching when you might first qualify for Social Security retirement benefits. (Hint: for Social Security income, the youngest age when you can apply is 61 years and nine months old – you would then receive your first Social...

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Our View of 2024

Our View of 2024

Increasingly OptimisticConsumer health will dominate headlines in 2024 as the eventual recession becomes a reality. The onset of a recession is a lagging indicator and represents a normalized shift in the business cycle, one that has occurred every 6.5 years since WWII (on average). We are emphasizing a soft landing, which indicates slowing...

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A Change to 401(k) Catch-up Contributions

A Change to 401(k) Catch-up Contributions

The SECURE 2.0 Act has sparked retirement confusion and concerns.  Retirement planning has become a puzzle of intricate legislation, and the recent changes brought about by the SECURE 2.0 Act have only added more complexity. While some alterations aim to enhance the retirement landscape, others have sparked confusion and concern, especially...

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Last-Minute Year-End Retirement Deductions For Business Owners in 2023

Last-Minute Year-End Retirement Deductions For Business Owners in 2023

The clock continues to tick. Your retirement is one year closer. Luckily, you still have time before December 31st to take steps to help fund the retirement you desire. Here are five things to consider.   1. Establish Your 2023 Retirement Plan First, a question: Do you have your (or your corporation’s) retirement plan in place? If not (and if you...

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The Pros and Cons of Charitable Giving Strategies

The Pros and Cons of Charitable Giving Strategies

Once you have provided for your own personal expenses and retirement, it may be time to consider how your money could benefit others.   Giving away some of your money is a great way to support the people and organizations you love, but choosing the right strategy is essential for minimizing your taxes and meeting your personal goals.   ...

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Are The Federal Reserve’s Actions Working?

Are The Federal Reserve’s Actions Working?

  The Quick Take: The actions of the Federal Reserve in raising interest rates appear to be working. Retail sales slowed in October. Slower growth in spending does not mean that spending has halted. Inflation slowed once again last month, adding further credence to the Fed’s efforts. There’s room to go, but the trend remains intact to the...

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Examining Donor-Advised Funds

Making it Easy to Make a Difference    Americans donate billions to charity annually. If you give to charity, you need to know about one of the best tools to facilitate generosity: Donor-Advised Funds (DAFs).    DAFs date from the 1930s but did not become popular until the 1990s. They act as vehicles for receiving gifts, often of appreciated...

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Retiring Business Owners – Plan for Succession

Retiring Business Owners – Plan for Succession

If you’re a small business owner, you’ve invested a great deal of time and effort into building your company. With day-to-day demands, it may be difficult to imagine your eventual transition into retirement. Yet, if you want to build personal financial security and ensure business continuation, it is important to plan ahead. Business succession...

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