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The future you want, the money to do it.
Education is a key component of our planning and investment process. We share our expertise with you through our blog so that you can have a deeper understanding of your finances and the decisions surrounding them.
The Latest From Our Blog
Planning for the Cost of Long-Term Care
As you enter your “golden years,” perhaps you imagine yourself traveling, visiting grandchildren, or pursuing a favorite hobby. These are great aspirations to plan for, but unfortunately, none of us can predict the future, so it’s also wise to prepare for other scenarios, including the cost of long-term care. According to a 2019 report from the...
How to Respond to Current Equity Market Volatility
Equity market volatility, or the up and down fluctuation of the equity market, is normal. Recently, we’ve seen this volatility in the U.S. and across the globe. Where is this volatility coming from, and how should we respond? Here are four insights to help you understand current equity market volatility. To grasp the big picture of equity...
Is a Roth 401(k) an Option for You?
Approx. Reading Time: 3 min. Since it became available in 2006, many employers have added a Roth 401(k) option to their benefits packages for retirement savings. Though not required, a Roth contribution is available for most employer retirement plans in addition to traditional offerings. Roth Individual Retirement Accounts, or Roth IRAs, are...
The Unique Advantages of Special Needs Trusts
Approx. Reading Time: 2.5 min. A Special Needs Trust (SNT) is a crucial financial tool designed to benefit individuals who rely on needs-based public assistance. These trusts enable beneficiaries to maintain their eligibility for public benefits while receiving additional financial support from an inheritance. For clients with dependents or...
Will the Federal Reserve Cut Interest Rates in 2024?
Approx. Reading Time: 2 min. Without a crystal ball, it’s impossible to know if the Federal Reserve will implement interest rate cuts in 2024. Data, however, is a powerful indicator, and its current indication is positive. This week, we discuss capital markets, the economy, inflationary trends, and the possibility of the Fed implementing rate...
The Most Common Estate Planning Mistakes and How to Avoid Them
Approx. Reading Time: 2 min. With estate planning, the ripple effects of our oversights often linger long after we're gone, impacting the lives of those we leave behind. Here's a closer look at the six most common estate planning mistakes and how you can avoid them. The Mistake: The adage “failing to plan is planning to fail” rings especially...
Your Guide to a Midyear Financial Review
Regular financial reviews are a pillar of good stewardship, whether you manage finances for yourself, your family, or your business. Halfway through the year is a great time to reassess your plans, goals, and current standing. Below is a midyear financial review checklist to get you started. How many items can you complete? What did you want to...
5 Ways to Age Well Financially
Getting older can be intimidating, but with intention and discipline, it’s possible to age well and enjoy all phases of life. In their report titled “What Do We Know About Healthy Aging?” the National Institute on Aging offers suggestions for maintaining physical, mental, and cognitive well-being. ¹ These are essential pillars of health, but...
5 Insights on Inflation: Is Inflation Going Down?
Inflation has been a leading topic among investors since 2021, but recent data is starting to demonstrate the effects of the Fed’s interest rate policies. Does this mean inflation is going down? Here are five key insights on inflation for investors to know: Last week, the Consumer Price Index and Producer Price Index, two key inflationary...
An Update to the Concentration of Returns in the S&P 500
The pursuit of excess investment returns since 2022 has been predominantly determined by having substantial investments in the top 10 companies of the S&P 500 Index, as measured by market capitalization. Forgoing an oversized commitment to those 10 companies would entail a significant – and appropriate - underperformance compared to the...