Welcome to Our
Louisville Location
North-Central Kentucky Financial Advisor
Planning for your future doesn’t have to be overwhelming. When you work with Credent Wealth Management, you are supported by a team of experienced financial and investment professionals who will provide you with a disciplined and objective investment approach dictated by continuous monitoring of your financial plan. We’re here to help you reach your financial goals and live a fulfilled life now and in the future.
Hours
Mon-Fri: 8am-5pm
Address
4350 Brownsboro Road Suite 110
Louisville, KY 40207
Meet The Team
Our Louisville, Kentucky Team
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Brad Michels, CFP®
Wealth Manager
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Brad Michels, CFP®
Wealth Manager
After nearly three decades in the industry, Brad Michels believes everyone needs a trustworthy guide to help them make wise financial decisions and build an intentional life. Before becoming a Wealth Manager at Credent, Brad owned Financial Architects, Inc., which merged with Credent in 2022. His expertise gives clients confidence as they overcome challenges and pursue freedom.
On a typical day, Brad serves clients, optimizes financial plans, and keeps an eye on the market. He is a CERTIFIED FINANCIAL PLANNER® professional and holds a Bachelor of Business Administration from the University of Kentucky and a Master of Business Administration from Webster University.
Brad volunteers with his local church and Habitat for Humanity and is a member of the Financial Planning Association, where he previously led as President of a local chapter. He also served during the Persian Gulf War/Desert Storm as a military policeman, supply specialist, and company armorer and was awarded the Army Achievement Medal. In his free time, Brad likes to fish, hunt, golf, and spend time with his family.
“Everyone needs a guide to assist them in overcoming the behavioral pitfalls associated with money-based decisions. I want to collaborate with my clients, not dictate to them.”
What are you most proud of?
My military service and taking the leap of faith in 2009 to go out on my own in the financial industry.
What’s the best trip you’ve ever taken?
Aruba with a group of close friends, where we all celebrated our 50th birthdays.
What’s one thing you’ve always wanted to do?
Go on a 3-4-day deep sea fishing charter.
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Erin Palmer
Financial Planner
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Erin Palmer
Financial Planner
As a Financial Planner, Erin Palmer uses her expertise to help clients live well, even on the hardest days. With 11 years of experience in finance, Erin is well equipped to build flexible financial plans that support clients in times of change. She is specifically passionate about helping widows and widowers navigate their new lives, knowing how challenging it is to make financial decisions after losing a spouse.
Before Credent, Erin served as a financial advisor and licensed branch office administrator for another firm and was a compliance data analyst at First Bank Southwest in Amarillo. She holds a degree in business administration from Amarillo College and a Bachelor of Arts in psychology from Texas Tech University, where she graduated Magna Cum Laude.
Outside work, Erin loves listening to music (either at home or at small concerts around Amarillo), eating breakfast or dinner with friends, and crocheting baby blankets.
“I want to bring peace to my clients’ financial worlds so they can focus on getting up in the morning and continuing to live.”
What are you most proud of?
Having owned a business with my mom and continuing to get back up every time life has tried to put me down.
What’s the best trip you’ve ever taken?
Cruising to the Virgin Islands or my honeymoon trip to Pagosa Springs, Colorado.
What’s one thing you’ve always wanted to do?
Go to Bora Bora and to Ireland/Scotland.
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Karyn Beth Ash
Client Care Coordinator
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Karyn Beth Ash
Client Care Coordinator
To Karyn Beth Ash, people matter most. Whether helping them connect with an advisory team, clarify their next steps, or walk through a challenge, she adds value to every interaction and supports clients as they pursue their ambitions.
Karyn Beth earned her Bachelor of Science in sociology from East Texas Baptist University. Before coming to Credent, she worked for non-profit organizations with initiatives for community development, food banks, disaster relief, community mobilization, and resale stores.
During her time off, Karyn Beth enjoys spending time with her family—taking long walks at the lake, cooking together, and playing with their favorite min-pin, Mr. Jeffery. She also enjoys flower arranging and loves using her skills to help friends and family with their weddings and special events.
“The thing I am most passionate about is people. I love getting to meet with our clients and learn about them and their families. I love hearing their stories.”
What are you most proud of?
I am most proud of my little family.
What’s the best trip you’ve ever taken?
One of my favorite trips was a road trip to Tennessee with my family. The scenery was just beautiful, and I loved hiking and being amongst all the trees.
What’s one thing you’ve always wanted to do?
I have always wanted to go on an Alaskan cruise.
Meet The Entire Team
Financial Guidance
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Todd Hartsough, MBA
Wealth Advisor
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Todd Hartsough, MBA
Wealth Advisor
Todd Hartsough champions financial education to help hardworking Americans plan for the future. He walks individuals through their current reality and future possibilities, helping them see how to achieve their life goals.
Todd has decades of experience helping people take action on what they learn. He is specifically passionate about helping others navigate change and accomplish what’s important to them. After years of coaching and teaching, he understands that everyone has unique ambitions, and he connects each person to the team they need to create a tailor-made plan.
Todd graduated from Manchester University with a double major in business administration and biology and earned his MBA from Indiana University. When not meeting with clients, he enjoys traveling, fishing, golfing, working on his farm, and spending time with his four children by coaching their sports teams.
“I am passionate about guiding clients through ever-changing life events and helping them understand how we can work together and make their goals a reality.”
What are you most proud of?
I am most proud of the four awesome children I have and seeing them mature into young adults.
What’s the best trip you’ve ever taken?
The best trip I have ever been on was a two-week trip out west in 2021 with my family. We visited multiple national parks in Arizona, Nevada, California, Utah, Colorado, Idaho, Wyoming, and South Dakota.
What’s one thing you’ve always wanted to do?
I’ve always wanted to go to Maine, get on a lobster boat for the day, and then return to shore and enjoy a fresh catch.
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Kentrina Mapes
Financial Planner
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Kentrina Mapes
Financial Planner
Kentrina Mapes excels at serving clients, connecting their stories, struggles, and milestones to a plan that reflects their goals and dreams. With 20 years of industry experience and an authentic desire to serve, clients trust Kentrina to help them clarify and pursue what they care about most.
Kentrina earned her degree in organizational leadership and supervision. As a financial planner, she guides clients through the highs and lows, giving them confidence and peace of mind as they make decisions.
Outside of work, Kentrina is a wife and mom of two. She loves riding in the Jeep with her husband, enjoys lazy pool days and “swim lessons” with her great nieces and nephews, and is active in her faith community.
“I find real purpose in celebrating with clients as they pay off a mortgage, welcome a new child or grandchild, reach that anticipated retirement date, or take that dream vacation. As a financial advisor, I get to be a real part of making a difference in others’ lives.”
What are you most proud of?
My children. They both have serving hearts and love Jesus. That’s the most important thing!
What’s the best trip you’ve ever taken?
It’s a tie between exploring DC with my husband and the road trip with my son after his high school graduation to go humpback whale watching in Provincetown, Massachusetts.
What’s one thing you’ve always wanted to do?
Go orca whale watching on the West Coast.
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Noah Richer
Client Service Associate
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Noah Richer
Client Service Associate
As a Client Service Associate, Noah Richer makes life easier for clients and advisors, helping them get the resources they need to accomplish their goals and tasks. Practically, this means taking requests for withdrawals or deposits, answering questions about paperwork, and maintaining an organized process for clients.
Before coming to Credent, Noah worked as a Cost Analyst and IT Contact at a home building company in Topeka, IN. His responsibilities included troubleshooting company programs, auditing cost materials, and performing inventory, giving him the skills to streamline systems so others can succeed.
Noah graduated from Grace College with a Bachelor of Science in business management. On weekends, you can often find him spending time with his significant other, Kayla, or watching college football, particularly The Ohio State Buckeyes.
“I am passionate about my work because it benefits someone else, helping clients build their futures, avoid financial hardships, and make their lives better.”
More about Noah...
What’s the best trip you’ve ever taken?
A cruise to the Bahamas with my family
What’s one thing you’ve always wanted to do?
Travel to Japan
Private Wealth
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Chris Gautier, CIMA®
Wealth Advisor - Private Wealth
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Chris Gautier, CIMA®
Wealth Advisor - Private Wealth
Chris Gautier is passionate about helping families secure their financial futures. There are countless ways to structure assets and investments in a financial plan, and as a Wealth Advisor, Chris helps busy, hardworking Americans navigate these choices and find the freedom to embrace more of what they love.
A Texas A&M alumnus, Chris earned his bachelor’s degree in economics and then obtained a designation as a Certified Investment Management Analyst®. His background in the financial industry includes time with an over $80 billion asset manager and work with a family office and asset management firm in Dallas, TX. He's helped construct portfolios for advisor and client needs, served as an investment specialist for complex client situations, helped with tax strategy, and led new initiatives.
Outside work, Chris volunteers with Help For My Parents, which supports families as they select the best long-term care facilities for their loved ones with acute needs. He also enjoys spending time with his two kids, golfing, and traveling with his wife.
“If you have a solid base of financial freedom, you can focus on and enjoy the parts of life that provide happiness and meaning.”
More about Chris...
What are you most proud of?
My kids and how much joy our family gets from our time together. Time goes faster every day, and I’d like it to slow down before my kiddos are all grown up.
What’s the best trip you’ve ever taken?
My wife and I went to Maui and got to experience and explore the entire island, and I got to play golf at Kapalua. It was one of those few trips where you aren’t quite ready to go home when it comes to an end.
What’s one thing you’ve always wanted to do?
I have a golf wish list of iconic courses across the country. At the top right now are Pebble Beach and Bandon Dunes.
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Brian Remson, CFP®
Advanced Planning Advisor
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Brian Remson, CFP®
Advanced Planning Advisor
Brian Remson is dedicated to excellence in planning and believes the right plan provides confidence and hope. He’s committed to helping Credent advisors build financial plans that guide clients to make well-informed decisions, navigate challenges, and achieve their bucket list goals and dreams.
Brian holds a Bachelor of Business Administration in economics and international business from Baylor University and is a CERTIFIED FINANCIAL PLANNER® professional. His specialties include business and succession planning, philanthropic planning, tax-efficient intergenerational wealth transfer, and risk management services.
Brian is a husband and father of four, a trustee for the Greater Waco United Fund Foundation, the treasurer for the Heart of Texas Estate Planning Council, and a 2020 Waco under 40 honoree. He also enjoys cycling, participating in triathlons (including multiple half Ironman races), and coaching baseball and swimming.
“There is no better feeling than seeing a wave of peace wash over a client as they realize that even in severe downturns, they’re able to continue doing the things they want to do – traveling more, giving more, or leaving behind a significant legacy. It's not just about the numbers or the commas in our clients' net worth. It’s about their journey from success to significance, and I’m honored to be a part of that.”
What are you most proud of?
I'm most proud of the harmony we've achieved in our family of six, balancing quality family time, work commitments, and fun, all while keeping our faith at the core of our lives. It's not always easy, and there are moments when it feels like we're simply surviving, but we've also witnessed significant growth in our relationships, even amidst the chaos.
What’s one thing you’ve always wanted to do?
I would like to get my private pilot’s license and learn how to make croissants. I’m not sure which one I will start with as one hits the pocketbook and the other, the waistline.
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Chad Baxter, CFP®
Advanced Planning Advisor
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Chad Baxter, CFP®
Advanced Planning Advisor
Chad Baxter helps clients live intentionally and retire purposefully, building financial plans that lead them there. He enjoys guiding individuals to one of the penultimate career milestones — the point where they can work because they want to, not because they have to. As a CFP® professional, Accredited Wealth Management Advisor℠, and Chartered Financial Consultant®, his broad experience gives him the tools to inspire hope and instill confidence in hardworking Americans.
At the start of his career, Chad worked in New York’s Capital Region, providing financial planning and education to employees of Fortune 500 companies. He joined Clarify Wealth Management in 2018 before the firm merged with Credent in 2024.
Chad holds a degree in business administration with a concentration in financial planning and a minor in ethics from The College of Saint Rose in Albany, New York. A husband and father, he enjoys spending time with family and participating in tournament golf.
“I’m determined to demonstrate the true value and positive impact our profession can provide to individuals and families from all walks of life.”
More about Chad...
What are you most proud of?
Becoming a father!
What’s the best trip you’ve ever taken?
Honeymoon in Aruba
What’s one thing you’ve always wanted to do?
Travel the world
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Hayden Neely
Client Service Associate
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Hayden Neely
Client Service Associate
Hayden Neely is committed to helping others embrace financial freedom and stay the course as they live out their financial plans. A member of the Private Wealth team, he serves high-net-worth individuals and families, addressing questions, anticipating needs, and finding ways to enhance each client’s experience above and beyond their expectations.
An alumnus of East Texas A&M University, Hayden received his bachelor’s in business administration with a focus in marketing and business analytics. Before Credent, he worked as a financial representative, helping clients with insurance and financial planning.
In his free time, Hayden is involved in his community and has organized several fundraisers for the Huntsman Cancer Institute. He also likes to travel and play the guitar.
“I am passionate about my work because I enjoy the rewarding feeling of helping people become financially free through a proven process.”
More about Hayden...
What are you most proud of?
I attended college on an academic scholarship and became fully licensed before graduating.
What’s the best trip you’ve ever taken?
Edinburgh, Scotland. I really enjoyed the culture and history of the town.
What’s one thing you’ve always wanted to do?
I would like to travel to Greece and experience the culture and food.
Investment Management Team
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Edison Byzyka, CFA
Chief Investment Officer
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Edison Byzyka, CFA
Chief Investment Officer
Edison Byzyka leads Credent’s in-house investment team, offering clients strategic, transparent, tax-efficient options to help them build wealth. As the Chief Investment Officer, he maintains Credent's Unified Managed Account (UMA) platform through varying market cycles, upholding the highest standards with third-party-audited performance results.
Edison has been a guest on local and national radio and television shows and provides monthly market commentary for clients, helping them make smart investment decisions. He holds the Chartered Financial Analyst designation and is a member of the CFA Institute and the CFA Society of Indianapolis.
Edison has 15 years of experience and earned his bachelor’s degree in finance with a minor in economics from Indiana University. When he’s not working, he enjoys cycling, traveling, trying new cuisines, and spending quality time at the lake with his wife and kids.
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Alisha Norris, CFA
Senior Portfolio Manager
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Alisha Norris, CFA
Senior Portfolio Manager
Alisha Norris manages all aspects of our UMA investment platform, making it possible for clients to accumulate wealth, mitigate risk, and minimize the tax impact of their investments. With over a decade of experience, she presents and publishes research to help advisors and clients understand the market and the impact of macroeconomic events.
Alisha earned a Bachelor of Science in finance and insurance and an MBA in finance from Ball State University. She is also a Chartered Financial Analyst, a rigorous and highly-regarded achievement in the investment community.
In her free time, Alisha enjoys traveling with her husband and two daughters, reading, running, and kayaking. She serves as an Investment Committee Member of the Junior Achievement Foundation, a Board Member of the Kendallville Day Care Center, and a member of the Noble County Young Professional Network.
“Investment management is a critical component of a solid financial plan by serving as a means to help clients grow their wealth, achieve their financial goals, manage risk, and establish lasting financial security.”
What are you most proud of?
Earning my CFA charter and being selected as a 2023 Fort Wayne Forty Under 40 recipient.
What’s the best trip you’ve ever taken?
St. Lucia for my honeymoon and study abroad in Italy during college
What’s one thing you’ve always wanted to do?
Travel to Australia with my family
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Brady McBride
Investment and Research Analyst
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Brady McBride
Investment and Research Analyst
Brady McBride’s work with structured assets, 401(k) management, and client portals creates a seamless, diverse investment experience for clients. A member of Credent’s Investment Policy Committee, he also provides researched investment recommendations intended to help clients succeed.
An investment authority, Brady provides weekly education to equip team members to support clients, answer questions, and understand Credent’s investment decisions. He also helps the firm maintain high investment standards through reporting to a third-party auditor.
Brady holds his Series 65 and passed Level 1 of the CFA exam. He is an alumnus of Ball State University, with a bachelor’s degree in finance and minor in financial planning. In his free time, Brady likes to workout, golf, and read.
“I am passionate about the work I do because there is great joy in knowing I am contributing to guiding clients towards financial freedom.”
What are you most proud of?
I am most proud of passing Level 1 of the CFA exam and continuing down the path of becoming a charter holder.
What’s the best trip you’ve ever taken?
Las Vegas
What’s one thing you’ve always wanted to do?
Skydiving
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Gabriel Wyatt
Investment and Research Analyst
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Gabriel Wyatt
Investment and Research Analyst
Gabe Wyatt helps clients use high-quality, tax-efficient financial strategies to work toward their goals. An Investment Policy Committee member and direct indexing expert, he analyzes the markets and economy and proposes ways to elevate Credent’s investment offerings.
A key resource for advisors and clients, Gabe helps create weekly write-ups, debriefing recent events and helpful information for advisors. He is also involved in performance reporting, ensuring the integrity of Credent’s investment data.
Gabe graduated from Ball State University with a double major in finance and economics. He is also Series 65 certified. In his spare time, he enjoys playing guitar and spending time with his wife.
“I am most passionate about our direct indexing platform, as it allows us to give passive investors the ability to achieve market-like returns while simultaneously capturing losses that occur within the market.”
What are you most proud of?
I am most proud of my wife. She’s everything to me, and I am so lucky to have met her so young.
What’s the best trip you’ve ever taken?
London.
What’s one thing you’ve always wanted to do?
I would like to travel to Europe.