Retirement Planning
The life you want. The financial freedom you need.
Many of our clients wonder: “Can I retire, or can I stay retired with the same lifestyle I have today? If not, what do I need to change?” Recent studies have shown that 75%* of Americans fall short of bringing in the income they need to make their retirement dreams a reality. At Credent, our focus is on helping you retire with confidence.
Whatever your vision for retirement may be, our team will develop a comprehensive plan to help you achieve your goals and keep your investments aligned with your life vision so you remain confident in your decision-making and excited about your financial future.
Our expert advisors will help you:
Analyze how much income you will need in retirement to live how you want and keep up with inflation.
Ensure that your investments align with your ultimate goals.
Consider tax implications to make sure you’re not overpaying.
Find the right investments for you.
*Statistics from Retirement Survey & Insights Report 2022 by Goldman Sachs Asset Management.
Learn how to prepare for your ideal retirement:
The Best Retirement Account: Retirement Accounts 101
Which kind of retirement account is best? From a tax perspective, it’s a matter of minimizing the amount you pay. Will you pay taxes on the money you pull from your retirement account? If so, you’re likely holding a pre-tax 401(k), 403(b), or IRA (also called a...
5 Financial Rules of Thumb: When They Work and When They Don’t
Financial rules of thumb help us make decisions, but if applied too broadly, they may underestimate or overestimate an individual’s needs. Which rules of thumb make sense and which don’t? Here are five examples, all assessed for accuracy: 1. The 100 Rule: Take 100 and...
How to Build a Resilient Retirement Plan
Should you fear for your financial future? When words like “recession” make the headlines, it’s easy to believe that fear is warranted. The media wants you to constantly question: If a recession does come, is your financial plan ruined? Can you still retire on time?...