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The future you want, the money to do it.
Education is a key component of our planning and investment process. We share our expertise with you through our blog so that you can have a deeper understanding of your finances and the decisions surrounding them.
The Latest From Our Blog
Top Ten Common Estate Planning Mistakes
Estate planning is essential for anyone who wants their assets and possessions to be passed along smoothly to their chosen heirs. Beyond money, it’s about ensuring your wishes are clear and your loved ones are spared the added burdens of legal disputes or financial hardships after you’re gone. Here are some of the most common estate planning...
4 Money Management Tips for Couples
Ask any long-time couple how to build a lasting relationship, and their advice centers on one pillar: communication. Money management for couples hinges on the same thing. While the sentiment to “talk openly and honestly” can seem like a platitude, it’s harder in practice. How do you talk to your significant other about money, especially with...
3 Changes to Retirement Planning in 2025
One frequent question to ask about your finances is, “What’s changed, and how do those changes affect me?” Your financial advisor can help you through the specific updates that impact you, showing you how to pivot as a result of them. To get started, here are three high-level changes that may influence your retirement planning in 2025. An annual...
8 Ways to Change Your Money Mindset
After years of helping hardworking Americans achieve financial freedom, we’ve seen how a person’s money mindset (translation: how they think about money) can hold them back or propel them forward. Financial fallacies about what matters, how to invest, and who to work with can damage your chances of success. By shifting your thinking, you can...
How to Create a Retirement Income Plan
You save for years, but once you leave the workforce, how do you create a retirement income plan from your savings? The financial industry and media constantly talk about the need to save for retirement. Put money into your 401(k), contribute to your individual retirement accounts, and one day, when you are ready, those savings become income for...
Our View of 2025
Increasingly Optimistic The pace of economic growth may slow in 2025, potentially setting the stage for the next wave of secular growth. Such a headline goes against conventional wisdom on why it deserves our top optimistic spot, but the reality of a soft(er) economic landing is not out of the question. The current business cycle is stretched by...
How to Complete a January Financial Review
A financial plan unsupported by proactive reviews will become outdated and unhelpful. Around January each year, many Credent clients hear from their advisory team regarding the previous year’s performance and the coming year’s expectations. This check-in is a chance to consider your portfolio, recent or upcoming changes, and how your advisors are...
Five Practical Steps to Build an Emergency Fund
In today's unpredictable world, having an emergency fund is not just a financial recommendation — it's a necessity. Unexpected expenses, whether from a medical emergency, sudden unemployment, or urgent home repairs, can create significant financial stress. An emergency fund acts as a financial safety net, empowering you to manage these...
Top Financial Lessons from 2024: Credent’s Year in Review
Whether you are a long-time client committed to financial freedom or someone new to Credent and ready to take your finances seriously, we’re proud that many of you pursued financial wellness in 2024. We released a handful of articles this year to support you, helping you understand your wealth, reach your goals, and maximize your impact. ...
The Path to 2025: What Investors Need to Know
Credent’s annual 2025 outlook is still to come, but investors should know a few important things as the year winds down. Below, we share our Investment Policy Committee’s insights regarding the presidential cycle, the labor market, and the most significant risk to investment allocations in 2025. Seasonality, or how stocks tend to react at...