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The future you want, the money to do it.
Education is a key component of our planning and investment process. We share our expertise with you through our blog so that you can have a deeper understanding of your finances and the decisions surrounding them.
The Latest From Our Blog
RMDs 101 – How Does a Required Minimum Distribution Work?
With only three months left in the year, it’s time to work on your end-of-year to-dos. One priority is to satisfy your Required Minimum Distributions, or RMDs, before December 31. But how does a required minimum distribution work? If you’re a client, we’ve probably discussed your RMDs and may have helped you fulfill them already. If you're not...
Why Investing in Equities Still Makes Sense in Q4 2024
As we start the last three months of the year, geopolitical tensions, changes to inflation, and discussions about a recession have some Americans wondering if investing in equities is still wise. How can we navigate Q4 amidst the current rhetoric without jeopardizing our long-term goals? This week, we’re diving into what you need to know about...
What is IRMAA, and How Might it Affect You?
IRMAA, which stands for Income-Related Monthly Adjustment Amount, can significantly impact healthcare costs for Medicare enrollees. But what is IRMAA, and how might it influence you and your retirement? Here are the basics of IRMAA, why it matters, and how it can affect your Medicare expenses. IRMAA is a surcharge added to your Medicare Part B...
Should You Treat Your Kids Equally in Your Will?
As parents near retirement, they grapple with preparing a legacy, which includes deciding how to allocate assets among their kids. This decision-making may prompt tricky questions about whether to treat children equally and how to handle an unequal inheritance. While equality sounds like the epitome of fairness, real-life circumstances often...
Five Year-End Planning Moves to Consider
As the end of the year approaches, it's an opportune time to review your financial status and make strategic decisions that can impact your well-being in the coming year. These year-end planning moves can save you money, optimize your taxes, and set a solid foundation for the future. Here are five to-dos to consider before the calendar...
3 Pieces of Investment News: a Fed Rate Cut, Inflation, and the Election
There is no shortage of news to keep investors busy. Will there be a Fed rate cut? What is happening with inflation? How will the election impact the market? Wise investors filter the sensationalism to get to the heart of what they need to know. This week, we’re distilling three pieces of investment news, including updates on inflation data,...
Should You Save for Retirement or College?
As the summer wanes and children across the country return to school, parents and grandparents encounter the looming costs of education. From kindergarten to college, the expenses associated with a child’s education are substantial. In contrast, another critical financial goal – retirement – demands equal attention. Whether you should save for...
3 Stages of Financial Management for Entrepreneurs and the Self-Employed
Whether you’re envisioning or exiting your venture, financial management for entrepreneurs and self-employed workers is nuanced, often requiring additional planning above and beyond “normal life.” Here are three stages of financial management for the self-employed, with advice for each phase. If you’re pivoting towards an entrepreneurial...
How to Create a Stress-Free Retirement
Retirement is a time for pursuing your passions, reaping the fruits of your labor, and making the most of life. However, there are many financial pressures facing retirees and pre-retirees. What are these pressures, and what tools are available to help create a stress-free retirement? Retirement benefits looked different in decades past than...
5 Principles Most Good Investors Know
What makes a good investor? In addition to a strong knowledge of the economy and market, wisdom, patience, and an understanding of a few core principles go a long way. Here are five such principles most good investors know. Good investors understand that investing is flexible and multifaceted. What works in today’s market might not work in other...