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The future you want, the money to do it.
Education is a key component of our planning and investment process. We share our expertise with you through our blog so that you can have a deeper understanding of your finances and the decisions surrounding them.
The Latest From Our Blog
What are Capital Gains Taxes, and How Can You Minimize Them?
"Capital gains taxes" might sound like a complex financial term reserved for Wall Street tycoons, but in reality, they touch most investors and many homeowners. Whether you're selling stocks, a piece of real estate, or that vintage baseball card collection, understanding capital gains taxes can help you make smarter decisions and keep more...
Our View of 2024: Q1 Update
The pursuit of excess investment returns since 2022 has been predominantly determined by having substantial investments in the top 10 companies of the S&P 500 Index, as measured by market capitalization. Forgoing an oversized commitment to those 10 companies would entail a significant – and appropriate - underperformance compared to the...
7 Retirement Questions You May Forget to Ask
When helping people get ready for retirement, financial advisors find the same issues come up over and over. Thinking ahead can spell the difference between a successful retirement with enough money and a stressful one with difficult decisions you don’t want to make. Here are seven retirement questions that every investor should consider: The...
3 Reasons for a 401(k) Rollover to a New Employer or IRA
Making informed decisions about your 401(k) rollover to a new employer or IRA is crucial to your financial security. In an era characterized by high job turnover, it is more important than ever for employees to carefully manage their retirement savings. With a significant portion of Americans withdrawing money from their 401(k)s when they...
2 Ways Inflation Impacts Retirement + What You Can Do
Take steps to keep inflation from impacting today’s savings rates and tomorrow’s retirement comfort. Inflation, the silent force shaping our economic landscape, often creeps into our lives unnoticed until its effects become palpable. Its impact on retirement planning, in particular, underscores its double-edged nature. How inflation works At...
The Economic Data Disconnect – Can We Rely on Economic Forecasts?
Economists release a great deal of data analyzing and projecting expectations for the market and economy. This information can be insightful, but should we rely on these indicators? For about the past 3-4 years, consumer participation in economic surveys has dwindled. Therefore, the quality of economists’ data is starting to weaken, and there...
3 Changes to Retirement Planning in 2024
The SECURE 2.0 Act has been in effect for over a year after being signed into law on December 29th, 2022. It includes several retirement provisions impacting Required Minimum Distributions and contribution limits for high-income earners. To learn about these earlier changes, check out our previous video, “3 Important Financial Planning Changes:...
5 Reasons to Supplement Your Social Security Income
When it comes to planning for retirement, Social Security benefits have traditionally been viewed as a safety net for many individuals. However, in recent years, there has been growing concern about the long-term viability and sustainability of the Social Security system. As a result, it is becoming increasingly important for individuals to...
Our View of 2024: January Update
Increasingly OptimisticConsumer health will dominate headlines in 2024 as the eventual recession becomes a reality. The onset of a recession is a lagging indicator and represents a normalized shift in the business cycle, one that has occurred every 6.5 years since WWII (on average). We are emphasizing a soft landing, which indicates slowing...
Concentration of Returns in the S&P 500
The pursuit of excess investment returns in 2023 was predominantly determined by having substantial investments in the top 10 companies of the S&P 500 Index, as measured by market capitalization. Forgoing an oversized commitment to those 10 companies would entail a significant – and appropriate – underperformance compared to the S&P 500's...